Life, Lessons, Encouragement and a little market insight to boot

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Mortgage and Lending - US Mortgages - David Shamansky - NMLS#392126
Positive reinforcer, Productive encourager, Entreprenuer, Life Coach, Success Coach, Wealth Builder, Business Leader and Professional Lender.
RECENT BLOG POSTS
Well there is nothing like being in a market that has ebs and flows that are volatile. This week is paying us back after basically doing nothing last week. After Mondays nice gains and rallies today's news of better than expected Factory Orders  and ISM numbers help give the equities a nice littl...
08/05/2015
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Many of you may have noticed I have had a much more sparse amount of activity recently in the rain. Well several trips can do that to you but I look forward to being back in the swing of things tomorrow and back to a more normal amount of activity here in the rain.So without further ado good nigh...
08/04/2015
Todays data brought us a rally as the lower than expected manufacturing numbers brought about more signs of a possible fed delay to raising interest rates. The FNMA 3.0 coupon had a nice jump up 34bps to start the day when the news hit putting that indicie at 101.00 but during the remainder of th...
08/03/2015
Well in a little surprising twist today the news brought about a nice rally back into bonds and treasuries. The Wages and Salaries increased at its slowest pace and only at 1/3 of what analysts expected. This data is now giving many the thought that the fed "proposed" rate hike for September may ...
07/31/2015
Good morning all.Today brought us a mixed bag of news.First the GDP was up and near but not quite at expectation. Personal spending is also up.The items that helped keep rates from taking any big hits were the fact that unemployment for both continued and new claims we higher than expectations.Al...
07/30/2015
Good morning wise readers for this market update blog.Today has brought us numbers slightly better than expectations and it caused an initial opening bell loss of 25bps (all of yesterdays gains) but that has since been short lived and the market has already retraced 16bps of that loss basically p...
07/28/2015
This week has some potential market movers when the data is released. With numbers like GDP and even with a better than expected Durable Goods number the economy is still very fragile and, as a broken record, I am saying we MUST get jobs and housing on solid ground to bring about higher rates and...
07/27/2015
So we decided to take a trip to the mountains for the music and arts festival in Breckenridge, Traffic was HORRIBLE so we back tracked and took a road I have never been to the end of or knew where it went and wound up in the middle of nowhere and with a gorgeous backdrop / view.Small hike and a l...
07/26/2015
There is the consistent pattern that followed suit for this entire week and for those of us who watch this and try to predict its direction that is a very nice thing as of late.The market did touch 100 (as I predicted) yesterday and even closed at that level. Today the FNMA 3.0 has ranged between...
07/24/2015
Good morning allToday is falling right in line with my earlier expectations and predictions this week. The FNMA is showing slight movement upwards and is currently sitting just under the 100 mark.As of 11a call the FNMA 3.0 was trading at 99.906.I do think we will likely pierce the 100 mark later...
07/23/2015
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David Shamansky

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Life, Lessons, Encouragment and a little market insight to boot, is a blog written by David Shamansky. I write this as a daily informational and encouragement resource to others in the real estate and mortgage community.