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Services for Real Estate Pros - USHUD.com
Michael Urbanski is the chief executive officer or Heavy Hammer, Inc., and USHUD.com. Headquartered in Annapolis, Michael oversees the online networking and consulting company advocating for American homebuyers, connecting them with trusted experts and valuable resources. Driving one of the most widely used suites of foreclosure Websites, Heavy Hammer delivers all-inclusive, free lists of foreclosure properties to more than 500,000 homebuyers monthly. In business since 1998, Heavy Hammer has focused on geographically-based ad serving technology and processes allowing thousands of professionals to target specific locations, connecting directly with consumers in specific locations. Starting with USHUD.com, this group of sites now includes more than 30 state- and region-specific sites.
RECENT BLOG POSTS
In life, there are a handful of "great truths," universal lessons that we must all master in order to attain happiness and fulfillment. One of those truths is that we more often regret the things we did not do, rather than those things we did. And so the difference between a happy person and an u...
02/23/2010
It seemed to be a sound decision, politically, when it was first reported Feb. 16. The legislation proposed by the Maryland Governor's office would force reluctant lenders to make every effort to modify mortgages before foreclosing on homeowners. Stop foreclosures, protect families. Win/win, righ...
02/21/2010
HUD foreclosure  homes have typically been vacant for an extended period of time, often without any utilities turned on. HUD is working with its private marketing and management contractors (M&Ms) to come up with an efficient way of getting utilities turned on in a foreclosure home before apprais...
02/20/2010
HUD listings are in constant fluctuation depending on how many lending institutions are foreclosing on how many houses in a given time frame. Even with TARP providing federal funds to banks and mortgage firms through the Home Affordable Mortgage Program to help stuggling homeowners, foreclosures ...
02/20/2010
Lately I've been surprised to read some wildly conflicting reports about the current housing market and industry trends and their implications for the future. At one extreme are inexplicably optimistic journalists and industry experts claiming we've turned a corner and can expect a roaring recove...
02/20/2010
On Friday, February 12, I reported  a mere 66,400 homeowners participating in the Home Affordable Modification Program (HAMP) had successfully made their newly modified mortgages permanent. The newest data shows a dramatic increase in those helped by the program, but, unfortunately, still doesn't...
02/20/2010
Saturday, Feb. 13, I blogged about the Florida Supreme Court requiring lenders to explain foreclosure sales cancellations. Initially, my thoughts were that the court intended to, first and foremost, address the foreclosure case backlog, with benefits to the market being a secondary consideration....
02/17/2010
Everyone likes to be right. Most of the time. Well, four days ago I made a prediction here that a "perfect storm" of factors would lead to doubling foreclosure rates in 2010. My prediction that I would have been all too happy for someone to disprove, was supported point by point by journalist Jim...
02/16/2010
The rumours about a possible change in the mortgage rules in Canada have been floating about since December of last year, but today the Government finally made its announcement. "Canada's housing market is healthy, stable and supported by our country's solid economic fundamentals," said Finance M...
02/16/2010
DSNews highlighted the findings of a new report by Trulia today that predicts a stabilizing housing market based on a declining number of residential real estate price reductions over the past 10 months. While the foreclosure market (my personal area of interest) wasn't mentioned specifically, th...
02/16/2010
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Michael Urbanski is the chief executive officer of Heavy Hammer, Inc., and USHUD.com. Headquartered in Annapolis, Michael oversees the online networking and consulting company advocating for American homebuyers, connecting them with trusted experts and valuable resources. Driving one of the most widely used suites of foreclosure Websites, Heavy Hammer delivers all-inclusive, free lists of foreclosure properties to more than 500,000 homebuyers monthly. In business since 1998, Heavy Hammer has focused on geographically-based ad serving technology and processes allowing thousands of professionals to target specific locations, connecting directly with consumers in specific locations. Starting with USHUD.com, this group of sites now includes more than 30 state- and region-specific sites.