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Services for Real Estate Pros - USHUD.com
Michael Urbanski is the chief executive officer or Heavy Hammer, Inc., and USHUD.com. Headquartered in Annapolis, Michael oversees the online networking and consulting company advocating for American homebuyers, connecting them with trusted experts and valuable resources. Driving one of the most widely used suites of foreclosure Websites, Heavy Hammer delivers all-inclusive, free lists of foreclosure properties to more than 500,000 homebuyers monthly. In business since 1998, Heavy Hammer has focused on geographically-based ad serving technology and processes allowing thousands of professionals to target specific locations, connecting directly with consumers in specific locations. Starting with USHUD.com, this group of sites now includes more than 30 state- and region-specific sites.
RECENT BLOG POSTS
As a general rule, most investors are motivated to purchase with a minimum 25 percent equity position (after repairs). This requires two seperate deductions in order to be sure of a 25 percent equity position: the true market value of the subject property (again, after repairs) and the actual rep...
03/04/2010
These are five simple, yet effective tips to help the foreclosure investor that I have personally found invaluable.  Tip #1 - The rewards are greatest when the real estate investor is a knowledgeable, proactive force in the process. Take an active roll in your foreclosure home investment. This be...
03/04/2010
So you've found a forclosure property that looks like a promising investment, but upon closer inspection needs some work. Is it still a good deal? When time is of the essence, here is a quick guide to estimating repair costs that could help you avoid a foreclosure boondoggle. After looking at the...
03/04/2010
A common misconception among many new real estate investors, is that the bank owns the foreclosure home; however, whether through a Deed of Trust or Mortgage, the title to your home is either held by a third party or pledged as security for the loan. So, in fact, the bank does not actually own th...
03/04/2010
Often, real estate professionals will further ingratiate themselves to the new home owner by bringing a housewarming gift to the closing table. This is a thoughtful and always appreciated gesture. However, if you want to give a gift that will really make an impact, try money. Money that costs you...
03/04/2010
Many new real estate investors hold the misconception that the banks own foreclosure homes; however, whether through a Deed of Trust or Mortgage, the title to your home is either held by a third party or pledged as security for the loan. So, in fact, the bank does not actually own the foreclosure...
03/02/2010
The Credit Card Accountability Responsibility and Disclosure (CARD) Act of 2009, which went into effect this week, is slashing into an already beleaguered housing market. Credit card companies, in anticipation of this law becoming effective, have taken dramatically harsh steps over the past nine ...
03/02/2010
The mortgage foreclosure process creates three sets of real estate investing opportunities: the "Default/Pre-Foreclosure" phase, the "Auction/Sale" phase and the "REO" phase. This blog post discusses the risks and the rewards of each opportunity. Buying Pre-Foreclosures Buying pre-foreclosures i...
03/02/2010
Law enforcement officers, pre-Kindergarten through 12th grade teachers and firefighters/emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD's Good Neighbor Next Door Sales Program. Not only is this an outstanding way to say, "Thank you," ...
03/02/2010
The California Department of General Services announced Thursday, Feb. 25, that 7.3 million square feet worth of state-owned office properties are being sold to help dig the Golden State out if its financial crisis. The 11 properties now on the market are expected to draw international interest a...
02/27/2010
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Michael Urbanski is the chief executive officer of Heavy Hammer, Inc., and USHUD.com. Headquartered in Annapolis, Michael oversees the online networking and consulting company advocating for American homebuyers, connecting them with trusted experts and valuable resources. Driving one of the most widely used suites of foreclosure Websites, Heavy Hammer delivers all-inclusive, free lists of foreclosure properties to more than 500,000 homebuyers monthly. In business since 1998, Heavy Hammer has focused on geographically-based ad serving technology and processes allowing thousands of professionals to target specific locations, connecting directly with consumers in specific locations. Starting with USHUD.com, this group of sites now includes more than 30 state- and region-specific sites.