Paying Loan Points – Are You Throwing Your Money Away or Making A Good Investment??

Lower Mortgage Debt Ratios for 2010, San Jose, Ca: This morning in San Jose, Ca, we had a reported magnitude 4.2 earthquake - nothing major, but a little shake and something for folks to talk about!  Interesting timing since I'm writing at this moment about how the mortgage loan approval process ...

BACKGROUNDMortgage Rates, What Goes Down, Must Come Up: We've all heard the adage, "What goes up must come down".  But, in the current mortgage rate market, just the opposite is true - what has gone down (mortgage rates) must come back up again.  That's because we're not looking at a normal marke...