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What is happening to the Mortgage Market? Dear Business Partner,Over the past year we have seen many changes within the lending industry which have directly impacted the ability to finance potential borrowers. I write to you today to try to explain what is happening so that you can adjust your f...
04/16/2008
Are we dealing with Adversity or Opportunity? Nov 22, 2007 Times are tough, Mortgage Originators are working harder than ever before and making less than they were over previous years. The liquidity crisis has resulted in the closure of dozens of mortgage banks and, reportedly, 100,000 originat...
12/04/2007
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Banks tighten lending standardsA survey conducted by the Federal Reserve shows that fallout from the mortgage crisis is still spreading.November 5 2007: 3:34 PM EST "Aticle found on money.cnn.com" More banks have tightened lending standards on home mortgages, the Federal Reserve said Monday in t...
11/05/2007
Invest in Your BusinessThink Like a CEO, Not an EmployeeBy: Found on Loan Tool BoxA critical mind shift must take place to become a successful Real Estate Agent. First and foremost, you must think of yourself as the company owner and understand what it takes to fill the position of Chief Executiv...
11/05/2007
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Type A vs Type BBuyers versus BrowsersType A: A tendency towards tenseness, impatience, and aggressiveness.Type B: A tendency towards a relaxed manner, patience, and friendliness.BY:Loan Tool Box Both of these personality types have their merits, and both tendencies exist in all ofus to some degr...
11/05/2007
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When the Sellers Aren't SellingRemind Them: "Presentation is Everything!"At times the sellers themselves thwart the efforts of the Real Estate Agent. Nothing can be quite as frustrating as trying to pull all the weight when someone else is adding to the burden by being uncooperative!If you have a...
11/05/2007
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Mortgage Meltdown FAQs What is the Mortgage Market Meltdown?This refers to a culmination of factors that has led to massive tightening in credit standards among lenders. This tightening is due to an excessive number of mortgages that are both delinquent and in default. As a result of tighter cre...
11/05/2007
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Increase your Business Through Networking Reaching out to your CommunityThe best way to increase your business is by mastering the art of networking. Nobody understands this concept better than Dr. Ivan Misner, the founder of Business Network Int'l. (BNI), the world's ...
11/05/2007
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Maximize Your Drive TimeTips & Tricks to Ease Your CommuteAs the population continues to grow, more and more people will be clogging the highways during your commute. Rather than becoming increasingly frustrated and discouraged, why not use this time to do something productive? There are many way...
11/05/2007