Lending in the Carolinas & Virginia

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Mortgage and Lending - Homeside Financial, LLC - NMLS#224036
Zillow issued a released Friday reporting that both national home values and rents rose in the month of April. Image(s): FreeDigitalPhotos.net According to the April Zillow Real Estate Market Reports, national home values rose 0.7 percent in April to a Zillow Home Value Index of $147,300. This i...
Support Loudoun Rail - Get the Facts, Take Action!   On July 4, the Loudoun County Board of Supervisors will consider the fate of one of the region's most important projects: Phase II of the Dulles Metrorail extension. Support of this project is key to the future of Loudoun County. As area Realto...
>> Mortgage News QUOTE OF THE WEEK..."Do what you can, with what you have, where you are." --Theodore Roosevelt, 26th U.S. PresidentINFO THAT HITS US WHERE WE LIVE... Home builders are doing plenty with what they have, as Housing Starts rose 2.6% in April to a 717,000 annual rate. Single-family ...
The 25th Annual Taste of Arlington® is brought to you by the Ballston Business Improvement District.  Taste of Arlington® is an annual event that transforms Ballston into a lively street festival, complete with local entertainment, dynamic sponsors, children's activities, and lots of noteworthy ...
More and more people are realizing that now is a great time to refinance a mortgage.  According to the Weekly Mortgage Applications Survey released by the Mortgage Bankers Association, 74.9 percent of all loan applications were mortgage refinances.  This represents a 13 percent increase from las...
While lending practices have gotten tighter, the income needed to qualify for a home loan has gotten lower.  One could logically assume the reason for this is directly related to historically low home prices, and such an assumption would be justified.  However, it doesn’t encumber the significan...
People will soon be able to search homes on their televisions via a new Realtor.com channel.   This interactive search, powered by the “Home Tour Network” video on demand platform, will allow people to search property directly on their television the same way they currently can on the internet. ...
Starting in June, loan servicers will be required to operate under a new short sale timeline that will significantly expedite the short sale process: ·         Loan servicers will be required to issue a response within 30 days of receiving an offer on a short sale property, or a Borrower Respons...
Mother’s Day is almost here!  Have you made plans?  If not, don’t worry.  There are always some great activities in Loudoun County, VA.  Scroll down to see a list of events in Loudoun County for Mother’s Day and more! Mother’s Day Shopping When:  May 11 – 13 Where:  Leesburg Corner Premium Outlet...
Great news for the national housing market:  Home sales in the first quarter of 2012 were the highest they’ve been in any first quarter for the past five years! Single-family and condo units increased 4.7 percent, totaling 4.57 million sales nationwide.  Median home prices for existing single-fa...

Tony Garcia

Sr. Mortgage Loan Officer since 2001
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