Tonya Baldwin's (tonyaeve) Blog

Real Estate Agent - ERA Lentz Realty
Guest Blogger: Jenna Schreiber*Personal Mortgage Advisor*Emery Federal*Toll Free (866) 535-9909*Direct                            (702)406-2647*Fax(702)541-9843 Good afternoon, everyone. Last week I gave you guys a ton of information on the Home Affordable Refinance Program (HARP)…if you didn’t g...
Originally for 2008 the 1st time home buyer tax credit started as an interest free loan that had to be paid back at the rate of $500 a year. This year the credit has been increased to $8,000 or 10% of home purchase price (whichever is lower) never to be paid back. Wow what an incentive! FHA-appro...
-Guest Blogger: Jenna Schreiber * Emery Federal * 866-535-9909 * Your Personal Mortgage Ad-visor Hey, this is Jenna Schreiber, your own personal mortgage ad-visor. I have been in the finance industry for 17 years now, and at the risk of sounding corny…I love helping people get to experience the A...
Finally, some some government guidelines being implemented for the short sales.  It has been a battle up until now to get the banks to respond within a decent time frame and every bank is on their own system.  It's been my advice that unless you have to have the house a short sale isn't worth the...
Well, I am finally settled and actively working real estate again. Recently relocating from Nevada to Northeast Ohio was a cross country adventure in itself but, things are finally off and running. Shout out to the world I am very happy to be back home near family & eager to dig in and get busy i...
The tax credit is for first-time home buyers only.  The tax credit does not have to be repaid (after 3 years of occupancy) The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.  The credit is available for homes purchased on or after January 1, 2009 and be...
Tonya Baldwin | ERA Sunbelt Realty | | (702)715-0813 3809 Bowers Hollow, North Las Vegas, NV Affordable and adorable*Open floor pla*Tile flooring*Granite counter tops *Breakfast nook*Lots of closet space*Call today for a showing! 3 Bdrm Single Family House offered at $20...
Tonya Baldwin | ERA Sunbelt Realty | (702)715-0813 1152 Appaloosa Hills Avenue, North Las Vegas, NV Natural-light filled room*Open floor plan*Gated community*Cobblestone driveway*Upgraded carpet*Recessed kitchen lighting*Call today for a showing! 3 Bdrm Single Family House offered at $189,500 Ye...
Why waist all your precious time and energy learning someone else's profession?  Some homeowners think that selling their own home will save money and give them an advantage over everyone else. Before you start down this complicated path, here are a few reasons why using a real estate professiona...

Tonya Baldwin

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