For many, understanding how the big three credit agencies (Equifax, Experian and TransUnion) arrive at their scores is complicated. When a Charlotte homebuyer decides to purchase a home, having their credit pulled by a mortgage company is one of the most personal parts of the process. In our late
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06/15/2012
You can imagine our surprise to see the front page of USA Today announcing that renting is the new American dream. Certainly we understand that the market has not been a friend to many over the past few years, but the idea that home ownership is not something that Americans should strive for is n
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06/15/2012
Nothing thrills us more than hearing great feedback from our valued customers and partners. We take a moment to spotlight some of best on our blog. http://www.fairwaync.com/blog/2012/05/30/happy-buyers-make-happy-lenders http://www.fairwaync.com/blog/2012/05/31/congrats-to-jenny-stoner-and-her-ex
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06/14/2012
Since Mortgage Interest rates are still near the lowest point all year, it makes sense to look at a refinance of your mortgage now. Today, Case Shiller reported that home prices are still falling, so, if you wait longer to refinance your mortgage, you may get trapped with a low appraisal that eit
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12/27/2011
For a Home Buyer, the biggest obstacle is often a credit score too low, or a damaged credit history. Credit scores can be improved, sometimes very fast, with honest and ethical steps that any home buyer can take if they know the right things to do. This video is a great place to start to get edu
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12/01/2011
The VA Home Loan program is one of the best benefits for former military members and a great way for current military members to buy a house in Charlotte, NC, or anywhere in the Carolinas. In Charlotte, the manager of Fairway Independent Mortgage is recently retired from the NC Air National Guar
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09/13/2011
In Charlotte, NC and most of the Carolina's, the most you can borrow with a loan backed by Fannie Mae or Freddie Mac is $417,000. In some parts of the country, this number is higher - but stick with me - these strategies work. There are 4 and a half key strategies to employ to borrow more than t
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04/25/2011
We just published a guide to buying a home. This will be a great resource for First Time Home Buyers in Charlotte. The guide covers such topics as: Finding a Real Estate Agent Finding a Mortgage Lender Location Watching the Market Inspections Making the Offer Closing on the home and getting the
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02/28/2011
Last year I declared February "National Raise Your Credit Score Month" at my financial education blog, StartWithTheHouse.com. Here's why: Auto and homeowners insurance rates are partially determined by your credit score Many employers make hiring decisions based on credit score If you want to d
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02/25/2011
Lately, we performed "rescue operations" for a number of home buyers in Charlotte whose transactions went south at the last minute at other lenders. Why were we able to do the loan when they couldn't? Understanding who you're dealing with in a loan transaction is critical these days as regulato
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12/09/2010
