Tom Ninness's (tomninness) Blog

Take Time to Journal This Weekend  Happy Thanksgiving!! I hope that you had a wonderful time with friends and loved ones giving thanks, reminiscing, and most likely eating a bit too much food.  I heard on the news that the average American eats approximately 4,500 calories on Thanksgiving.  With ...

The "OP" Factor The buzz was "Other People's Money", OPM.  Real estate empires have been built on it, credit card companies issued credit based on it and banks used our money as the basis for questionable loans. OPM created a financial disaster. That doesn't mean, however, that OPM is obsolete.  ...