Todd Haggard's (toddhaggard) Blog

I have a question for the professionals on the lending side of the house.  How flexible is a lending institution when financing a VA loan when an individual is a couple hundred dollars a month on their residual income?  However there is income but it is not accountable. 

I am reposting this blog.  I got some great feedback but I am still looking for more.   Reaching out to all my fellow Active Rain people.  I have a client that Him and his wife are wanting to purchase a new home, but here is where I am at with this one.  First they are qualified and approved for ...

Reaching out to all my fellow Active Rain people.  I have a client that Him and his wife are wanting to purchase a new home, but here is where I am at with this one.  First they are qualified and approved for 300 thousand now, however they are wanting a bit more 30 to 50 thousand more.  Both have...

I am sitting at my desk this morning re playing some events that have recently evolved in a transaction of mine.  It involves other parties in the same line of business.  What really torques me is  when individuals who want to be players in the business, only for the potential lucrative outcome i...

Time management is one of my largest hurdles to overcome.  Believe me I came from a past career that time is oh so very important (Retired Military).  I have not been able to master the continuous prospecting that I believe should be going on.  Long hours and hard work are not an issue with me, I...

Do you remember before you were in Real Estate and you looked forward to the Weekend.   Oh how those days have passed by.  Years ago when I was told I would have to work on a Saturday it wasw like getting kicked below the belt.  Now, I look forward to the weekend and use it to capitalize and thin...

I am starting this off with 'tips"  not advice but tips at the dinner table.  My wife and I frequently find ourselves eating out several times throughout a normal week, which can get quite expensive.  Compound the gratuity tip on top of that and it is even more expensive.  My beautiful loving wif...

I am starting this off with 'tips"  not advice but tips at the dinner table.  My wife and I frequently find ourselves eating out several times throughout a normal week, which can get quite expensive.  Compound the gratuity tip on top of that and it is even more expensive.  My beautiful loving wif...

I must let it out.  No matter how well one seems to prepare "Murphy's Law" rears his ugly head several days before closing.  From my personal experience shortly before closing the water starts to get choppy and I find myself pointing fingers. Not literally, but you know what I mean.  I will say t...