My Nva Blog

Did you know that ALL banks take into consideration all un-reimbursements declared on income taxes? This may adversely affect your clients ability to qualify for their home loan. This is for ALL borrowers, salary, hourly and self employed. Example: · A borrower who is Salaried and on their 2009 W...

28 Ways to Stage Your Clients Home By Stephanie Andre RISMEDIA, May 28, 2010—Homeowners looking to sell need to make sure their homes are as prepared as possible. Home staging is key toward that preparation. Below are 28 key ways to stage a home: 1. Less is more - remove enough so that there is s...

Simple Way to Grow Healthy Lawn by Phoebe Chongchua www.MyNvaHomes.com Landscape is one of the first things buyers see when they're shopping for a home. That can be good or bad depending on the home's curb appeal. If there's a green, well-maintained lawn, it's an indication that the inside of the...

Rainy Day Kid Tips by Carla L. Davis www.MyNvaHomes.com This season brings with it its share of rainy days. And while you and other homeowners may not be able to work on your yards, clean out gutters, or install that new walkway, a stormy day can be a perfect time to settle in to enjoy family and...

Browsing For Housing Requires On-line, Off-line Smarts by Broderick Perkins www.RealtyTimes.com www.MyNvaHomes.com Nearly nine out of 10 home buyers can't be wrong -- browsing for housing online puts listings at their fingertips, speeds the home-buying process, and comes with an educational bonus...

All About Home Inspections by Carla L. Davis www.RealtyTimes.com www.MyNvaHomes.com If you are in the market to buy a home, then it is time to understand the basics of home inspections. According to the National Association of Realtors, 77 percent of home buyers had a home inspection prior to pur...

No Need to Hit the Panic Button Yet – Added Jobs Push Mortgage Rates Up by Ed Ferrara www.RealtyTimes.com www.MyNvaHomes.com For those worried the end of government mortgage-backed securities purchasing could spell a dramatic increase in home loan rates, there's no need to hit the panic button ju...

Benefits of Homeownership by Carla L. Davis www.RealtyTimes.com www.MyNvaHomes.com Homeownership can bring with it many blessings. Yet, the idea of caring for and maintaining a home, as well as affording a mortgage can seem daunting, but let's review some of the many reasons that homeownership ca...

Housing Affected by Demographic Trends by Phoebe Chongchua www.RealtyTimes.com www.MyNvaHomes.com The Urban Land Institute predicts there will be two major changes beginning in this new decade in our country that will affect the housing market. The first is that home appreciation will slow. The r...

FHA to Announce Significant Changes to Loan Programs In October, the Federal Housing Administration (FHA) announced that its capital reserve fund had fallen below the congressionally mandated level of 2%. Although FHA has two reserves, the capital reserves and a cash reserve, with combined assets...