RECENT BLOG POSTS
  The Senate on Wednesday approved a plan to give home buyers an extra three months to finish qualifying for federal tax incentives that boosted home sales this spring. The move would give buyers until Sept. 30 to complete their purchases and qualify for tax credits of up to $8,000. Under the cur...
06/17/2010
Shinnecocks get nod from federal government Originally published: June 15, 2010 11:30 AM Updated: June 15, 2010 11:47 AM By MARK HARRINGTON  mark.harrington@newsday.com Photo credit: Newsday File / Ana P. Gutierrez | Dancers perform during the Shinnecock Indian Powwow at the Shinnecock Indian Res...
06/15/2010
Reasons for Fee Appraisals PMI Insurance Remova Matrimonial Estate Tax Grievance Fair Market Value Mortgages Bankruptcy Accurate pricing for buyers  and sellers     A fee appraisal is different than a FREE MARKET ANALYSIS. An appraisal is a written report provided by a State Certified Appraiser ...
06/09/2010
7 Abets Creek Path E. Patchogue, NY 11772 Custom Built Sprawling Ranch on Cul-de-Sac Home Photo Gallery Virtual Tour Property Map Payment Info Request Showing Contact Me Toby and John T. Williams Licensed Associate Brokers Office:631-363-5434 Mobile:631-560-1912 Website:Visit Website Price : $59...
06/01/2010
Missing the tax credit deadline might have seemed like a big mistake to some home buyers, but waiting could have been the smartest thing to do. Interest rates have fallen so dramatically since April 30th that the typical purchaser of a $350,000 home, financed with a $280,000 mortgage, would have ...
06/01/2010
Riots in Greece kill three bankers, and the threat of chaos pushes down interestrates for U.S. home loans.  The average interest rate for 30-yearhome loans dropped to 4.93 percent (with average 0.7 percent origination fee) forthe week ending May 13. That's close to the lowest-ever rate of 4.81 pe...
05/23/2010
Mortgage Rates fell to the lowest level of the year this week, as rates fell on U.S. government securities. The average rate on a 30 year fixed rate mortgage dipped to 4.84 percent, down from 4.93 percent a week earlier, Freddie Mac said yesterday.   It was the lowest level since mid-December, wh...
05/21/2010
Mortgage bankers report 14 percent delinquency rate Originally published: May 19, 2010 7:31 PM Updated: May 19, 2010 9:27 PM By EMI ENDO  emi.endo@newsday.com Nearly one in seven U.S. homeowners fell behind on mortgages or were in foreclosure from January through March, the Mortgage Bankers Assoc...
05/20/2010
              Toby Williams earned the National Association of Realtors SFR Designation.  That stands for Short Sale and Foreclosure Resource. Toby and John both have earned the Long Island Board of RealtorsRSSP Certification, which stands for Realtor Short Sales Professional. With over 18 years...
05/20/2010
Shadow Looms Over Home Prices by Steve Harney on May 12, 2010 “We should pay heed to foreclosure activity, which have reached their highest level in at least the last five years. As these homes are put up for sale, we may see some further dampening in home prices.” – S&P Case Shiller Home Price ...
05/12/2010
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Toby & John T.Williams

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