Tim L. Ramey's Blog

Good morning and hello there from Cottage Grove, MN.  Let's welcome this Monday and this week with a gusto and in a positive note.  Wanted to share Tim's Time Outs: INVEST YOURSELF IN IT: If something matters to you, then invest yourself in it.  Put your time, energy, resources, and efforts into ...

Good morning and hello there again from beautiful Cottage Grove, MN.  Hope you are all doing well, had a great weekend, and enjoyed the short work week.  Wanted to share Tim's Time Outs: PEACEFULLY CONFIDENT: Whatever may come, you can handle.  However this day may play out, you can bring new goo...

Good morning and hello from beautiful Cottage Grove, MN.  Hope you are doing well and having a awesome week.  Just wanted to share some exciting personal milestones with you:   Today I am celebrating 21 years cancer FREE!!!! and I have been licensed as a Realtor for 26 years as of today.  So bles...

Hello there again from BEAUTIFUL Cottage Grove Minnesota.  Hope this email finds you well this Sunday and wishing you a early Happy Memorial Day wish and to share a early Tim's Time Outs:      Originally known as Decoration Day, Memorial Day began in 1865 by decorating the graves of Civil War pat...

 Good morning and greetings again from beautiful Cottage Grove, MN.  Wishing you all another happy and successful Monday and week.  Wanted to share Tim's Time Outs again with you.  THE JOY OF LIFE:The adventure of life is to learn.The purpose of life is to grow.The nature of life is to change.The...

Good morning and hello again from beautiful sunny Cottage Grove, MN.  Hope this email finds you doing great and had a wonderful Mother's Day Weekend.  Wanted to share Tim's Time Outs: TRUTHS FOR LIVING:   The more GENEROUS we are...the more JOYOUS we become. The more COOPERATIVE we are...the more...

Five Ways to Build Home EquityHome equity is the overall difference between the amount you owe on your mortgage loan and your home's market value. Home equity can be used to take out a loan, invest, build long term wealth or sell your home for more than you owe and keep the profit. The equity you...

Good morning and hello there again from Sunny Cottage Grove, MN.  Hope this email finds you happy, safe and healthy and had a fantastic weekend.  Wanted to share Tim's Time Outs: THE TONGUE: It is a helpful tool.That is used as a dangerous weapon.   It is so lightYet we fail to hold it sometimes....

 Good morning and hello there again.  Happy May 1st.  Wanted to share Tim's Time Outs: LET YOURSELF: Let yourself think empowering thoughts.  Let yourself do amazing things.  Let yourself enjoy the beauty.  Let yourself feel the wonder.   You can fill this very day, moment, and this situation wit...

U.S. Home Prices Are Up, Down, and All Over the Place—See How They’re Faring Where You Live  These days, many folks are on edge over the much-feared housing recession—a dread that descended like a dark cloud last year as the real estate market seemed to seize up.But it doesn’t appear that a housi...