Tim L. Ramey's Blog

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Real Estate Agent - RG Realty Group

ARCHIVED BLOG POSTS

2012 

DAILY MOTIVATION Here is the average person's day broken down TIME USED PER DAY Job - 40 hours (8 per day - 5 days) 5   hours (1 hour per day - 5 days) Time with Kids -   7 hours (1.0 hours per day - 7 days) Travel Time - Eat - 21 hours (3 hours per da   y - 7 days) Personal Time - 7 hours ( 1 h...
01/30/2012
Weekly Update Last week, the Mortgage Bankers Association reported that mortgage applications increased more than 23.0 percent from the week prior. The fine print stated that most of the increase was driven by refinancing activity, given record low rates. Residential construction data also provid...
01/26/2012
Hey there again from BEAUTIFUL MINNESOTA!  Just wanted to pass this along:  Hope this e-mail finds you, your family and your biz doing well.  Even top salespeople go through slow periods. The difference is that they don't let a few lost sales get them down. Here are some suggestions on how to get...
01/23/2012
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Mission:  Don't live today as if it were your last...Live today as if it were your first Go into the day looking for things to see,to fell and to tast,asif you're seeing, feeling and tasting them for the first time.  Make your life a mission, not and intermission. Don't fear that the end is near....
01/23/2012
Ouch! Losing deals hurt.  It is frustrating, discouraging, maddening, and more.  Lenders are figuring out how to modify loans, deal with short sales and change underwriting standards.  Some lenders care more… some less.  Agents have little control over this.  There are things over which Agents ha...
01/22/2012
Foreclosures back to 2007 levels RealtyTrac expects pace to pick up this year as 'robo signing' fades Share This Lenders foreclosed on homes last year at the lowest rate since 2007, but are expected to pick up the pace again this year as they put the "robo signing" scandal behin...
01/19/2012
Get Your Budget in Gear How to Create a Household Budget Many people spend their income without any planning and end up broke before month's-end. Then, they borrow to make ends meet and wind up with more problems because they fail to repay their debts promptly. Obviously, this is not a prudent w...
01/16/2012
Weekly Update Most observers would agree that this year's housing recovery was not as robust as many had hoped. That said, a handful of things went right. Supply-side market correction took the guise of inventory declines and a pullback in listing activity. Consequently, sellers generally faced f...
01/12/2012
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Logic makes you think...Emotion makes you act!   Making decisions and reacting to situations can be trying at times. The ability to maintain objectivity and keep emotion out of the decision-making process is important in business situations.   Decisions based on emotion or sentiment rather than ...
01/11/2012
Hello,   HUGE breaking news about short sales...   We have got our hands on all the top secret details of the new... yet to be announced... short sale programs major lenders will be rolling out in 2012.    Our exclusive bank insider contacts have shared information with us that will simply blow y...
01/08/2012
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Tim L. Ramey

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