TIM GARTON's (timgarton) Blog

Dear Friends, Buyers, And Sellers, so the market is slower than the usual norm. Not exactly sure why, the inventory of Vallejo homes is just over 200, last 5 or 6 years its been between 90 and 150 in Vallejo CA. Mortgage rates are currently around 6.25% they were over 7% last November. So the rig...

Hello Everyone, I just recently received a offer form a local broker in the Vallejo area and she was charging her buyer client a $699.00 FEE to do there paperwork. Did you know that agent is already being compensated to do this by the seller?  I have been selling homes in Vallejo CA 18 years and ...

Hello Friends and Neighbors,The  Glen Cove Community Association is hosting a community gathering to celebrate and usher in Fall. There  event will include live music, food trucks, and the opportunity to build community and camaraderie with all your Glen Cove neighbors. Bring your family, your fr...

Dear Friends, Clients and Future Clients, Great news for the first time home buyers making a purchase with the FHA loan. California had the 3rd highest amount of FHA loans made last year in the nation so there are many buyers using this product here. ( One in 10 home buyers used the FHA loan last...

Hello Friends,If you’re a first-time homebuyer, you may qualify for additional financial assistance or special home loans if you have not own a home before or have not owned a home in 3 years. There are limitations to the programs your credit scores are a factor as well as income limits. Its alwa...

Now could be a good time to jump in and be a home buyer, there is less competition this time of year competing against other buyers plus mortgage rates were over 7% just a month ago. Todays mortgage rates are around the 6.13% range making it much easier to qualify and to have a lower monthly paym...

Dear Friends Clients and future Clients, So as you have probably been seeing and hearing ( social media) the realtors bragging about selling a home in 6 minutes, before it went on market and so on claiming how great they are. These posts really says one thing that they did a disservice to the sel...

Hi Everyone, so Zillows offer program is done there stocked dropped and they laid off 25% of there workforce. Some will ask why,  the underlining answer is there inaccuracy of there home value platform. They have never been to your home so  what are the views, what is the condition, what does the...

Dear Sellers out there do you know about Proposition 19? It went fully into effect 4/1/21 and its for California homeowners who are age 55+ or severely disabled, or victims of wildfire or natural disaster. This must be your primary residence, you can use it up to 3 times anywhere in California wi...

Hello Friends, Clients, and Future Clients, I keep seeing the local  inexperienced realtors bragging about being in contract in 2 hours hire me, or in contract after 1 day with  4 offers, I am the best, etc, etc. Yep this is  currently taking place on Social Media I see it often.Well listen here ...