Tim Holtkamp's (tholtkamp) Blog

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Mortgage and Lending - Gold Financial Services
RECENT BLOG POSTS
Starting April 22, 2010 The EPA has a new rule that will start to change the way you do business and who you do it with. 40 CFR 745.80 to.91 sets forth new lead based paint requirements. I have listed some of the highlights and enclosed a link to a 15 minute video that you should really watch. Th...
03/11/2010
Wholesaling Real Estate: A very popular way of making money in Real Estate investment is to do what people call Wholesaling. That is to find a great deal on a property and then mark it up and resale it to another person. Both of these transactions would be below the retail market price hence the ...
02/25/2010
I just ordered a book today called “Obamanomics” by Timothy Carney. I watched an episode of Book TV on CSPAN this weekend where Mr. Carney gave a lecture on his book. I almost did not watch the show because of the title of his book. I did not want to sit thru another guy blaming all the trouble i...
02/22/2010
This is a blog post that a friend of mine Matt Spinn put together and I think it is good information for people to know. Tim Holtkamp 254-662-2222 Before the conventional mortgage loan market collapsed, approximately 10% of home buyers utilized FHA financing. Conventional loans were king. Borrowe...
02/12/2010
Well the answer is Yes. That would Be a USDA loan. For the time being they do not have score over lays that require a 620 to even be considered. However in practical application 580 is about the lowest that you can get by with. These loans are not available everywhere and have some restrictions s...
11/10/2009
Well here is a strategy that will work no matter what your credit is like however it will take some money. This will not work on every foreclosure but it is something to keep in mind. Let's say you find some one behind on their payments and getting close to foreclosure or in foreclosure. Then you...
11/06/2008
I have been in the Real Estate business for over 20 years. I have had countless conversations and looked over lots of plans and I know the number one reason people fail in Real Estate investing. It is because they never start. I am not Donald Trump but I have made money in Real Estate in several ...
11/06/2008
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Tim Holtkamp

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