Thierry Roche - All Northern Virginia Homes For Sale

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Real Estate Agent - Keller Williams Real Estate
With over 25 years in real estate, Thierry shares his unique real estate strategies and techniques for saving both buyers and sellers huge amounts of money.
RECENT BLOG POSTS
Owning a home can be an emotional investment for some would-be buyers. They want to have a place to raise their family,enjoy gatherings and feel secure and safe. Other buyers may be more interested in lowering their costs of housing or building equity.No matter what your motivation is we can easi...
05/03/2017
America’s credit card debt is back and at levels we saw prior to the recent recession. According to CreditCards.com Weekly Credit Card Report, APR’s are running just under 16 percent. But homeowners have an advantage that renters do not when it comes to dealing with high debt.Debt advisors will t...
04/15/2017
Offering a higher rate of return than other common investments without the volatility of the stock market are IDEAL rental homes. The latest rates on certificates of deposit (CDs) is under 2.5% and the latest bond rates are all under 1.5% unless you go really long term and you may get 3%. But wit...
04/11/2017
The Great Recession included a banking crisis and in turn mortgage products were streamlined and others were taken off the table. With the return of the economy, previously unavailable mortgage products are now being offered.  One of those products is called the “Piggyback” or the 80-10-10 mortga...
04/01/2017
You need estate planning! In the event of your death or incapacitation, these documents will be used by your executor(s) to make decisions for you. Your surviving spouse, adult children, minor children, property and your investments will all be factors for decision making and will only benefit if...
03/26/2017
In 1913, the 16th amendment introduced personal income tax and U.S. taxpayers have enjoyed specific tax benefits for home ownership. These tax benefits may not be the reason why most people buy a home, but they are real and are not available to people who rent.Changes made to the capital gains ta...
03/18/2017
Lenders and Mortgage companies will often publish “teaser” rates to draw buyers but these rates are not always available to all buyers.Let’s review a sample situation. Suppose a monthly loan payment for an advertised rate convinced you to make an offer on a home for sale. And then after you negot...
03/07/2017
Some characteristics to owning a single-family home are not available through standard investment types. Single-family homes give an investor the opportunity to borrow large loan-to-value amounts with fixed rates for long terms on assets that keep appreciating. They also offer tax advantages and ...
02/25/2017
Yogi Berra said he’d give his right arm to be ambidextrous. Most first-time home buyers would not do something so extreme to own a home but they are willing to make sacrifices. According to the National Association of REALTORS® 2016 Profile of Home Buyers and Sellers: 43% - cut spending nonessent...
02/18/2017
Don’t lose your ability to deduct mortgage interest from your taxes by not properly handling the mortgage loan paperwork when taking money from a relative to buy a home. Especially if you might become their heir.Home mortgage interest can only be deducted if the loan you accept is a secured debt ...
02/11/2017