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Hey Folks! (Sorry about earlier today. I forgot to attached the video. My falut. Hey, first mistake of the year) Well, we made it. Welcome to January 1, 2009. Best wishes from my family and myself to your family and yourself for a happy and safe new year. Please check back often I hope ...
01/01/2009
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Hey Folks! Well it is almost like that Beatles sony. You know, the long and winding road. As 2008 is about to be history (and not a moment to soon) we get to welcome in 2009. What kind of year will it be? I guess it is up to us (you) to decide. So tonight, just before you lay your head dow...
12/31/2008
Hey Folks! Thanks reading my post. I know you have a bunch of choices and I really appreciate you spending a few minutes here. If you read part one you know that I am a Certified Upfront Mortgage Lender (CUML). Today I am going to post why you get the Lowest Cost Everytime when you work with...
12/31/2008
Well folks it is New Year’s Eve and while I can go on about jobless claims, more Fed money for mbs and a dozen other things here is the long and short. Unless your closing on Friday it does not make much sense to lock. Wait for everyone to get back to work. Let the Fed’s pour some money in a...
12/31/2008
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Hey Folks! Well today is the day. The day we reflect on the old and dream about the new. The day when we celebrate a New Year. Now while your ringing in 2009 some of us may know some people will do some crazy things. The attached video shows some things you may want to have folks (or yours...
12/30/2008
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Hey Folks! Thanks reading my post. I know you have a bunch of choices and I really appreciate you spending a few minutes here. Now you know I post some fun things and some tips but my day job is that of a mortgage lender. I work with Amerisave because of the culture of low rates and fees. At Amer...
12/30/2008
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Hey Folks! Well the news is not all positive today. Consumer Confidence just came in at 38.0. This is a All Time Low. The consensus was for 43.8 and November’s reading was 44.7. The good news is that rates have not changed from Monday’s close. We expect this to change. So if you are closing withi...
12/30/2008
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Hey Folks! Hope everyone is great as we wrap the year up? Now if you have been following my posts you know I like to get the morning going by posting something a little fun. While today’s video is titled “BANNED”, don’t worry. I’ve check it out and the source is from NBC. No language or visual c...
12/29/2008
So far today mortgage backed securities are continuing with the direction to help consumers. They are higher for the day. Please remember that as the price of mbs moves higher, the yield or mortgage rates, moves lower. With the New Years holiday midweek we will be light on data. On Tuesday the C...
12/29/2008
Hey Folks! Well we read all the stories about the nasty computer virus’s that infect our computers. We protect ourselves by not opening attachments from folks we don’t know, deleting all of those nasty emails promising money from foreign countries and all of the newest drugs for pennies on the do...
12/28/2008