Texas / Louisiana Home Mortgage Loan Blog

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RECENT BLOG POSTS
  This is real.... Support the troops with a personalized card!!     XEROX IS DOING SOMETHING COOL If you go to this web site,   http://www.letssaythanks.com/ you can pick out a thank you card and Xerox will print it and it will be sent to a soldier that is currently serving in Iraq. You can't pi...
12/05/2009
Some good info here from a friend and fellow loan officer in Georgia!!    For many years home mortgage insured by the Federal Housing Administration (FHA) have made home ownership possible for millions of home owners. During the "boom" FHA loans lost a lot of ground in the marketplace because non...
12/03/2009
FHA Streamline Refinance Rates Wow! Below 5% on a non-qualifying(mostly) loan. Still need a 620 credit score and job is verified. However, we do not calculate income/debt/assets. A refinance is not for everyone..... But there is no charge to have a mortgage analysis done by your professional loan...
12/01/2009
Verizon Wireless Bailed Me Out!!   Over the weekend, I somehow hammered my Verizon Cellphone. I think it got got kinked in my pocket while I sat on my deer stand deep in the woods over the weekend. Well, one visit to the Verizon Wireless store to visit my favorite sales representative Jessica Sto...
11/30/2009
  Great group of people to know...       Greetings of the Season! The RESA-Dallas Chapter invites anyone interested to attend our December meeting which will be a casual holiday gathering at CORT Furniture Rental's new Valwood Parkway Showroom December 10th, 2009.  We're doing a pot luck holiday ...
11/30/2009
  Don't miss JCKC on BlogTalk Radio     Ken Cook and I are very pleased to announce that Chris Brogan will be joining us for our next show.  We've had a string of terrific guests, but Chris is arguably our most well-known guest to date.  I have a feeling that this show will probably break our pre...
11/24/2009
How Can Realtors Answer Those Pesky Demographic Questions? Realtors have the unfortunate duty to say NO in a lot of cases. So when a client presses for information about a neighborhood, how can a Realtor legally & ethically answer the question? Well, thy can't.... But there is no law saying that ...
11/22/2009
Non Purchasing Spouse with Texas FHA Loans   The non purchasing spouse is a married person NOT on the mortgage loan. But there is special treatment of the non purchasing spouse with respect to FHA Mortgage Loans in Community Property States like The Great State of Texas. A non purchasing spouse s...
11/22/2009
FHA Streamline Refinance Changes We have seen tightening of all loan guidelines.... And the same is true for the FHA Streamline Refinance Loan. Key Revisions: * Seasoning: At time of application the borrower must have made at least 6 payments. * Payment History: For mortgages with less then 12 mo...
11/22/2009
Mortgage Loan Guideline Changes Capital Market adjustments to guidelines: Conforming Fannie Mae & Freddie Mac Debt Ratios: Effective on loans funding after December 12, 2009 the maximum debt ratios are as follows. References to DU 8.0 are due to the pending update to Desktop Underwriter(automated...
11/21/2009
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TomBurris

Texas/Louisiana Mortgage Pro - 13 YRS Experience
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Texas Louisiana Mortgage Home Loan Blog

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Your Texas Louisiana Mortgage Loan Officer, Tom Burris, The Texas-LouisianaLoanGuy, has been arranging Home Loans since 2004. Stress Free Mortgage Process.... Thorough pre-approvals... Hyper communication with the client and realtor partner sets the Texas-LouisianaLoanGuy apart from the rest. Your Mortgage should be fun!!! Contact the DallasLoanGuy Today!!! 214-763-4629 cell/text/nights/weekends