ARCHIVED BLOG POSTS
2009
Purchasing real estate is one of the prirmary reasons the consumer should make sure the credit score does not contain errors. A difference of 1 % between a 5.5% loan and a 6.5% loan is $128.56 a month. At 5.5%, payments principal and interest are $1135.57 and and 6.5%, $1264.13 a month, Over...
07/30/2009
In this era of people tightening their belts, pulling back on many purchases, and the occassional missed payment, credit scores can be severely bruised. A credit score can impact many facets of life, from obtaining the job since many companies now look at credit scores as a component of evalua...
07/29/2009
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AARP has named Tucson the number one place to live for the "active adult" community, alias the "mature adult" community. Looking to a simple life, Tucson garnered top kudos over all other places in the nation. And indeed, Tucson is a grand place to live. I willingly traded months of grey, dri...
07/28/2009
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U.S. Representative Travis Chiders from Mississippi has sponsored with 37 co sponsors House Bill 3044 which calls for an 18 month moratorium on the Home Valuation Code of Conduct. The bill, sucinctly states: SECTION 1. MORATORIUM ON THE HOME VALUATION CODE OF CONDUCT. During the 18-month ...
07/27/2009
Johnny Depp as John Dillinger and "Public Enemies" is a hot box office success. At the beginning of the year, the pols warned us of the vicissitudes of The Great Depression, revisited, the very event which made John Dillinger a darling amongst the populace So although times are not similar, ...
07/24/2009
The path taken by people trying to get out from under negative equity or mounting bills is littered once again with potential legal problems for Realtors, buyers, and sellers. The passage of the Arizona Senate Bill 1271 emphasizes the need for people to seek legal counsel when contemplating a fo...
07/23/2009
The Home Valuation Code of Conduct and how it impacts Tucson real estate is also a concern of Tom Health, Vice President of Advocacy for the Southern Arizona Mortgage Lenders Association, Legislative Chair for the Arizona Mortgage Lenders Assocation and Director of the Arizona Association of Mort...
07/22/2009
Tucson real estate sales, although improving, now is also adversely impacted by the Home Valuation Code of Conduct (HVCC), a de facto regulation promulgated by Andrew Cuomo, Attorney General of the state of New York in conjunction with Freddie Mac and Fannie Mae. Loans which are not Fannie Ma...
07/21/2009
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Any number of life events can cause a homeowner to become delinquent on his or her mortgage payment: loss of job, divorce, death, incarceration, medical bills, caring for children's children, caring for parents, adjustments in mortgage terms, accident. These are life's events. Mortgage delinq...
07/20/2009
Tucson summer is here...temps are plus 100 and the humidity has brought monsoon weather. The dew point has reached 54 for three successive days. Tucsonians who want a respite from the warm weather often trek to Summerhaven, a small village in the Catalina Mountains at an elevation of about 8,...
07/17/2009
Rainer
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Terry Bishop
Earning Your Trust and Confidence...