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We as agents and members of the real estate community often talk about saving money when buying a home. Savings might be commission amounts, reduced asking price, seller paid, closing costs, etc.Something we don't often talk about and should is; saving money on your homeowner's insurance policy. ...

The ongoing reporting of the ‘crisis' in the mortgage industry took a turn today when Wells Fargo & Co. reported that it is committed to providing sub-prime (higher cost/risk) loans to borrowers. The company insists they continue to do so in a responsible way, citing the need of some borrowers to...

The kitchen is the heart of the home. That being the case, you want it to be especially appealing to visiting buyers. Of course investing in upgrades can really boost the "wow" factor, but there is always the chance you may not see the return on the investment you hoped for.  If your kitchen is i...

If you need to clean up your credit score; you don't have to call one of those 1-800 numbers. Which you should be cautious of anyway.There are simple things you can do yourself that may dramatically increase your score. First off, obtain a free copy of your credit report from each of the three ma...

Banks and lenders want to loan money to people who have the ability to pay back the debt. That's why they will look closely at your credit score or FICO score during the application process. The score is a number, generally between 300 and 850, that indicates how much risk is involved in lending ...

 Real estate can be one of the best ways to put your money to work. Historically speaking, real estate investors who do it right have seen steady returns. If you are considering buying as a business enterprise, consider these four points. 1. Do your homework -Know your finances inside and out bef...

when the time comes to consider buying or selling a home, you'll have questions that you might want answered before talking to an agent.As an agent myself, I invite my clients to do a little homework before sitting down with me. It makes the job of counseling my clients easier, when we all have a...

The Los Angeles Times today printed an interesting piece on real estate blogs. In it Brad Inman (Inman News) was quoted as saying, "some of the best reporting this year has been from the blogs."I guess that's kudos for all of us here. My favorite quote in the article was from a reader of the Hous...

I was looking at Gary Watt's forecast for 2006/2007 and I won't bore you with numbers, because they are accurate within 2% for homes and condos sold. But what he says about the media portraying scary impending events as they relate to real estate.We've all read or heard about declines in sales, i...

Bluff Park is Long Beach's nicest neighborhood, featuring homes and Mansions from the early 1900s. This neighborhood has been home to celebrities, politicians, and captains of industry.Bluff Park's boundaries are Ocean BoulevardJunipero AvenueLoma Avenue2nd StreetMAP The centerpiece of Bluff Park...