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Mortgage and Lending - Tampa Bay Florida FHA, VA, USDA & Jumbo Mortgages - NMLS#237468
Gain a better understanding of the factors that determine your eligibility for a loan. The importance of financial responsibility is oftentimes overlooked in a materialistic nation comprised of excessive credit card offers, stretched lines of credit and the weakening dollar. In order to boost fi...
I hope everyone has a wonderful extended Memorial Day weekend. Please remember to always be safe, especially if you will be boating here in the Tampa Bay area. Please remember our fallen heroes and why we are able to enjoy this beautiful country. For all your financing needs, remember The Tampa ...
Every day St. Petersburg Police Officers risk their lives to protect ours, The City of St. Petersburg recognizes that and so do I. The City of St. Petersburg offers a Police in Neighborhoods (P.I.N.) Home Buyer Loan Program that gives St. Petersburg Police Officers $14,000 as down payment assist...
The Federal Housing Administration(FHA) will start charging upfront mortgage insurance premiums based on the borrower's credit score and down payment starting July 14, according to the Department of Housing and Urban Development. Upfront premiums paid at closing will range from 1.25% to 2.25% un...
A+ teacher housing loan Introducing the A+ Down Payment Assistance Program The City of St. Petersburg says the A+ Teacher Housing Loan was, "founded on the premise that a great city requires great schools and great schools require great teachers." If you ask me, I believe it's a great way to pay...
Consider using your tax return to maximize your future financial situation. As tax season settles, consumers throughout the nation anxiously await their tax refund and rebate. According to the latest IRS estimate, tax refunds will be almost 5 percent higher this year, with an average $2,480 retu...
Freedom Rock Freedom Rock, as it is now dubbed, since 1999 has been a site millions have visited to pay tribute to the soldiers, past and present, that fight for our freedom . This giant granite bolder sits near Hwy 25  near the Quarry it came from, Schillberg Rock Quarry in rural Iowa.  Prior t...
Shelter your loved ones with the Family Opportunity MortgageNow you can obtain mortgage financing in Florida for your college-bound children, disabled adult children, or elderly parents without the expense asssociated with purchasing an investment property. Program Conditions:Parents of college-b...
Central bank expected to lower federal key rate again this week, but then likely to take a break.Fed Chairman Ben Barnanke and the Federal Reserve are poised to lower the key rate again by one-quarter percent this week after their two day meeting on Wednesday. Economist believe this to be the las...
I have many of my strategic partners ask, "what can I do to make this transaction go as smooth as possible?"Here are just a few tips and scenarios I have come across in the years of doing business that buyers agents may not be educated to do in traditional training.1)   Once an executed contract ...

Joshua Lerette

Tampa Bay's #1 Trusted Mortgage Specialist
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