Sue Lechman's (suelechman) Blog

But what is it? IRS Form 4506T is the Request for Transcript of Tax Return.  This form is mainly used when you are applying for a mortgage.  It is a transcript summary of an individuals tax information to verify income the borrower stated on the loan application. Why is it used? Lenders use this...

"I saw one unit closed with FHA financing in 2010 but now you are saying that I can't get FHA financing - why," I was asked this morning. Well - let's take a look... As of February 1st 2010 Spot Approvals (approvals on individual units) went away.  Now the whole project must be FHA approved in or...

  Have you ever wondered what fees are included in the APR?  Well now you know!  FEES EXCLUDE FROM APR INCLUDE IN APR   (Not a prepaid finance charge) (Prepaid finance charge) Application Fee   X Appraisal Fee X   Assignment fee   X Assumption fee   X Attorney Fee (settlement)   X Attorney Fee (o...

Look no further! Often I have clients ask me who I would recommend for custom painting or Faux finishing.  I have seen a lot of Faux finishes but none like the artwork of Decorative Artists, Sarah McAnemy and Rachel Linkey Rodriguez. I have personally hired them for my own home and can't count th...

Home Affordable Foreclosure Alternatives Program - 3 Hours Legal Issues Credit In this class you will learn: What is HAFA (Home Affordable Foreclosure Alternatives)? What is HAMP (Home Affordable Modification Program)? What is HARP (Home Affordable Refinance Program)? What is HASP (Home Affordabl...

Orange Grove Heights 3 bedroom home in Arcadia 4330 E Turney Ave Phoenix, AZ 85018 Orange Grove Heights 3 bedroom home in Arcadia Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Rosie Derryberry Office: 480-703-7673 Mobile: 480-703-7673 Website: ...

 Arcadia Home for Sale located in 85018 4330 E Turney Ave Phoenix, AZ 85018 Arcadia home for sale located in 85018 Home   Photo Gallery   Virtual Tour   Property Map   Payment Info   Request Showing   Contact Me   Rosie Derryberry Office: 480-703-7673 Mobile: 480-703-7673 Website: Visit Website P...

I often get asked by clients, "What/who would you recommend?"  Today - I would like to recommend JJ's Deli in Scottsdale, AZ.  (Northeast corner of Scottsdale Road and Pinnacle Peak).  What initially enticed my husband and I to visit this restaurant was the outdoor atmosphere.  Each morning the r...

I often get asked what the maximum loan amount is in Maricopa County - here you go!  FHA Loan Limit = $346,250 Conventional Loan Limit = $417,000 VA Loan Limit = $417,000 (some counties allow for Jumbo VA loans but Maricopa does not so loan amount is limited to max of $417,000)

FHA and VA Loans - What Realtors Need to Know - 3 Hours Legal Issues Credit Instructor: Dana Booth In this class we will: Dispel the FHA Myths Show the Advantages of FHA vs. Conventional Explain Mortgage Insurance Talk About Current Market Trends Cover the Unique Underwriting Guidelines of FHA Le...