Janet Thompson's (sthomjan) Blog

Some consumers are more confident than they should be about their ability to manage their credit score. While 89% of consumers say they use credit responsibly, more than 25% of FICO scores are below 650.  A credit score of 650 is the usual cut off point for good loan terms. While 65% of consumers...

Buying or selling a home is, indeed, one of life’s biggest decisions, and a costly one too.  If you are considering selling your home there are simple ways to enhance how your home shows to potential buyers which cannot only help to sell it more quickly but can often improve the selling price. Cu...

The home buying process is a tricky one.  If you are either a first time home buyer just getting into the market,  looking for a move-up home, or even down-sizing to a smaller home,  there are many things you can do to take the trauma out of the transaction. Home buying is not only a big financia...

 So, you’ve decided to sell your home. It is spotless and in good repair.  Now what?  Once you put your home on the market it becomes a stage.  It will be putting on a silent performance for buyers and you need to prepare it for this.   The better the performance, the quicker the home will sell. ...

You have made the big decision, along with thousands of others, to buy a home and become a homeowner - congratulations!  It is a huge financial and emotional step. For most of us, buying a home is one of the largest monetary purchases in our lifetime. Errors in the decision-making process may be ...

Congratulations!    You have finally found the house of your dreams. You made an offer, it was accepted by the seller, and you are in escrow.  The closing is only weeks away and you’re feeling pretty good.   It is smooth sailing from here, right?   Most likely.  However, more than one buyer has h...