Steven Jones's (stevenloans) Blog

Homestead exemption is a legal regime designed to protect the value of the homes of residents from property taxes, creditors, and circumstances arising from the death of the homeowner spouse(Wikipedia: Homestead Exemption).Moving into your new home can be so exciting, and you don't want to have y...

 A college student from Ohio recently emailed me 5 questions for a report he is doing. These were my answers off the top of my head. Agree, disagree, enjoy . . . I am generally highly-opinionated, yet humbly receptive to objective advice from credible sources.  1.) What is you definition of the s...

I can't tell you how many customers are referred to me, that have already been working with a lender, but do not have a Good Faith Estimate(GFE).  This important document gives an estimate of what the charges are in terms of rate, and closing costs. Without that piece of paper customers really do...