Lakefront property Michigan/Steve and Shelley Frody

Today...there were more coyotes....right between my home and my neighbors.  I have seen more coyotes than deer this winter.  I have never seen one before in 30 years of hunting until this year I have seen 5 different ones in my backyard.  Crazy!!!  Lock the doors...  :-) The first photo...close u...

This chart says it all.  This graph shows the stats...and the market trends of homes that are selling.  The graph shows last month 70% of all home sales were short sales or foreclosures.  This is troubling for normal sellers like you and me.  If you want to move your home...pay attention to this ...

As each day goes forward and we talk to more and more people....when we share that my wife are in the real estate business you should see their reaction.  Usually the eyebrows go up...and their comment says...oh my.  NOT GOOD THEY SAY.. Then we get a chance to respond.  Actually what we share is ...

Here we go!!! What is going to happen in 2009?? Store closings...More layoffs....All we hear is negative. Kinda reminds me of the year 2000...remember Y2K?  There was so much concern and unknowns it was driving everyone crazy.   Now in 2008 it is bringing alot of uncertain times.  There are alot ...

We were sure surprised this morning in our back yard.  Mr Wylie Coyote appeared.  He came from across the lake and walked right behind the neighbors.  This picture was when he was taking off getting out of here.  He eventually ended up going right back were he came from.  You never know what happ...

Christmas is Here.  Family coming over in a few minutes. I had a neat experience I will never forget.  I was able to get tickets for the Bears/Packers game couple days ago on Monday night Football.  Its been a long time since I have been to a professional game. Game time...was only 3 degrees.  Gr...

Rates are going up...Rates are going up...was the big news over the last few weeks.  The sky is falling...the sky is falling... Well yesterday pasted everywhere was the big News...of 4.5 Percent possiblilties.   The phones are starting to ring on what do I do??  I have been thinking about this......

5.5%  Can I get a interest rate of this??...actually today you can.  There were moments today of reaching a 5.5% interest rate for a FHA mortgage.  This changes daily and if you ever have any questions regarding a mortgage....we have a few options and great couple lenders we work with.For the bes...

This is a big myth in the mortgage business right now getting a loan.  When buying a home...I have been hearing many people say I need 20% down.  This is not true.  There are many buyers with a 3-5% down getting home loans.If you have any questions with your situation, let me know.  Steve and She...

I just have to smile when I see the prices now.  I think about my kids when they even say....whoah...only $1.67.  They new and were watching prices this summer when we were boating.  When I filled up the 5 gallon cans this summer it was really adding up.Anyway...I wonder how long this will be whe...