Bob Haws's (staceyandbob) Blog

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Real Estate Agent - HomeSmart Realty
RECENT BLOG POSTS
Having good credit is an important part of the home buying process these days. The days of everyone can qualify are long gone. If you have a low credit score don't despair, here are some things you can do to improve it.1. Pay your monthly bills. Pay all bills promptly and in full, never let any p...
01/18/2008
15 year vs. 30 year mortgages. What's the difference? If you were to purchase a home on a 30 year fixed loan @6% int. your monthly payment would be $599 and the total cost of the loan would be $215,838 over 30 years. If you opted for a 15 year fixed at 6% your monthly payment would be $844 and th...
01/11/2008
Renting vs. Buying..what are the advantages? The 4 advantages of buying are 1. Investment- Homes grow in value over time. Rent paid is money lost. 2. Taxes- Mortgage interest is tax deductable. 3. Stability- Fixed rate mortgage payments will not change, rent will increase. 4. Design Flexability- ...
01/11/2008
The most effective way to determine your homes Fair Market Value is to conduct a Comparable Market Analysis or CMA. A CMA should include homes that are currently listed on the local MLS and it should include homes that have sold within the past 3-6 months. It should be of homes within the same ne...
01/02/2008
Searching for a fixer in the Santa Clarita Valley? Attached is a link to our website which will automatically take you to all fixer listings in the SCV. http://idx123.realtytech.com/Fixers.aspx?user=shawsor visit our website to view all the listings in Santa Clarita. http://www.staceyandbob.com/ ...
09/21/2007
Search for foreclosure or distress sales in the Santa Clarita Valley. Attached is a link to our website which will automatically take to all foreclosed, REO and Short Sale listings in the SCV. http://idx123.realtytech.com/Foreclosures.aspx?user=shaws or visit our website to view all the listings ...
09/20/2007
We are walking on October 7, 2007 with Bob's sister Linda and many others to help fund research to help find a cure for Lymphoma and Leukemia. Bob and Linda's brother, and my brother in-law John was diagnosed with Lymphoma a few years ago. John just finished his first round of Chemotherapy in his...
09/18/2007
My extensive "research" for this report included obtaining my current credit reports from the three nationwide credit bureaus - Experian, Trans Union, and Equifax - plus obtaining my FICO (Fair, Isaac and Co.) scores from these three credit bureaus. I invested $44.95 on the Internet at www.myfico...
08/31/2007
Should I remodel or move?By Dian HymerMost homeowners will sooner or later give serious thought to remodeling. Recently, a homeowner contemplated doing a costly renovation to a small, two-bedroom home. The major expense was the kitchen, which was only marginally functional. For more space, walls ...
08/21/2007
The lure of the fixer-upperOne persistent myth in real estate is that anyone can make money by buying a fixer-upper or foreclosure property at low cost, doing the renovation work themselves, and then reselling at a profit. Many experienced contractors and career renovators do just that, but first...
08/19/2007
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