RECENT BLOG POSTS
Florida Homeowners one week left to claim homestead exemption  A remind  for our 2011 homebuyers: Please contact your  county property appraiser's office before March 1 to claim the exemption.   HOMESTEAD TAX EXEMPTIONS ARE NOT TRANSFERABLE. If you had a Homestead Tax Exemption on your prior prop...
02/22/2012
Treasury Hosts Servicer Workshops for Florida Agents and Homeowners    According to dsnews.com  Treasury Hosts Servicer Workshops for Florida Agents and Homeowners   .The U.S. Treasury Department is heading to the coastal cities of Miami and Tampa, Florida, this week and setting up shop for a sin...
02/21/2012
Moderate Growth Projected for 2012 According to dsnews.com Moderate Growth Projected for 2012.  Overall, growth is expected to continue for the year, but at a modest rate, according to the Fannie Mae February 2012 Economic Outlook report. Economic growth is projected to be at 2.3 percent for 2012...
02/21/2012
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SPECIFICS   A short sale is when the lender agrees for the property to be sold at a price lower than the mortgage balance owed.   A deed-in-lieu is when the lender receives the house deed in place of the mortgage balance, although in some cases the lender will still pursue the homeowner for the l...
02/16/2012
WHY WOULD A BANK AGREE TO LET A BORROWER OFF THE HOOK FOR LESS THAN THE AMOUNT OWED?   Banks aren’t in the real estate business. They don’t want to own your home. And because banks were as blind sighted by the foreclosure crisis as everyone else, they already have more homes on their books than t...
02/16/2012
Short Sale vs. Foreclosure Short sales have become an extremely popular and effective method of avoiding foreclosure. It is an option that has received much media attention lately, with claims that it is basically the same thing as foreclosure. Don’t believe the media hype! The benefits of a shor...
02/16/2012
Alarming decrease in REOs -SSRP Certification 02/21/12 Miami Florida Dear Colleague,What is your plan for 2012? What are you going to do when REOs dry up?Did you know that largest servicers and government-sponsored enterprises are REDUCING the number of approved asset management companies and pla...
02/16/2012
Obama Proposes Mortgage Refinancing Plan to Aid Millions of Homeowners The Obama administration announced its latest plan to help troubled homeowners, enabling an estimated 3.5 million underwater mortgage holders to refinance at today’s historically-low interest rates. However, experts speculate ...
02/15/2012
U.S. Government Settles with Banks on Robo-Signing Scandal   The Justice Department and 49 out of 50 state Attorneys General announced a settlement agreement with 5 of the nation’s largest banks in the Robo-signing and Mortgage Service Fraud scandal that first came to light in late 2010. The sett...
02/15/2012
Listing Agents Wanted! Register for SSRP certification event Membership with National Closing Center and RealtyProx included. No more leads: short sale assignments only! Intensive all-day short sale trainings. Nationally recognized speakers Learn ins and outs of HAFA and other government programs...
02/15/2012
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Shelda Hodges Author & Realtor

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