Shelda Hodges's (ssalediva) Blog

Job Loss Could Put One in Three Out of Their Home   This comes as no surprise. The average American has no savings for a rainy day which include Mortgage &/or Rent payments. One months and"Sink". It appears consumers live paycheck to paycheck, & my colleagues commission check  to commission check...

Mortgage Scam -  How to Recognize        You might be a victim of a scam if: You are told you will get a federal incentive to walk away from your mortgage You are asked to pay upfront for counseling You are pressured to sign papers immediately You are asked to sign your house over to a company or...

Happy Holidays

Understanding and Setting Your Expectations for Short Sale Q: Will a Short Sale Stop a pending Foreclosure?   § A: In some cases yes…each scenario is unique…best to consult an experienced agent to get the answer.   Q: How will my credit be affected by a short sale?   § A: Our experience is a hit ...

Justice Department Reaches Settlement for Discriminatory Lending   Fair Housing Act Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color,...

For Every Two Homes for Sale, There's One in the Shadows The number of distressed properties not currently listed for sale on multiple listing services (MLSs) stood at 1.6 million as of October 2011, according to Corelogic. Yesterday's chart showed the shadow inventory broken down by state with N...

Months Shadow Inventory   Shadow Inventory always a  hot topic . Previous reports showed the inventory of “not on the market” homes that need to be sold is growing at a disheartening pace. What hurts so much about the growing inventory of homes that have yet to reach the market is the known fact ...

Unlock a World of Real Estate Wealth With interest rates at historic lows, and incredible bargains available in our local market, more and more of my clients are investing their money in real estate. Watch this short video and find out how almost anyone can get started today with very little down...

What is a Short Sale? Have you fallen behind on your mortgage payments, and don’t know what to do? Watch this brief video, and find out what a Short Sale is, and why it may be the solution you have been searching for. Then contact me at 561-308-4663 or Shelda@Sheldahodges.com for a FREE consultat...

Florida Supreme Court Terminates State Mediation Program Mediation, Arbitration  designate processes for bringing about agreement or reconciliation between opponents in a dispute. Mediation  implies deliberation that results in solutions that may or may not be accepted by the contending parties. ...