Shawn Peck's (speck) Blog

My holding company Peck Holdings LLC has been doing credit repair via Credit Solutions LLC for almost 3 years now.With the changes in the mortgage market and credit markets, this has dictated many nessacary changes for us as a credit repair agency. The old days of adding authourized users to acco...

So you have built some equity in your home, and your thinking about using that equity to refinance a chapter 13 plan? Getting the loan financed is only half your battle. Assuming your have a loan officer that is competent enough to get your Chapter 13 plan refinanced, you've only come 40% of the ...

So you have built some equity in your home, and your thinking about using that equity to refinance a chapter 13 plan? Getting the loan financed is only half your battle. Assuming your have a loan officer that is competent enough to get your Chapter 13 plan refinanced, you've only come 40% of the ...

The thought of filing for Chapter 13 bankruptcy is a tough pill to swallow for many homeowners. Many attorneys fail to tell their debtors that they have options beyond filing a BK 13. For many, the Chapter 13 is the best option because it provides a fresh start and freezes interest and penalties....

The thought of filing for Chapter 13 bankruptcy is a tough pill to swallow for many homeowners. Many attorneys fail to tell their debtors that they have options beyond filing a BK 13. For many, the Chapter 13 is the best option because it provides a fresh start and freezes interest and penalties....

Many people who have filed bankruptcy know little about the process. Often times debtors are unaware of their options in a chapter 13 because they rely on their attorney; their attorney has a fiduciary relationship with the debtor. A bankruptcy attorney's job is to know bankruptcy law, not the mo...