SHAUN's Blog

I can normally figure out how things work. I have been here in active rain for while. I am curious about the points system for blogging. I realize that you receive 200 points for a post that has more than 50 words. I have had a couple of posts that have dropped below 200 points. They showed that ...

Well it just happened. Someone has just sent me an email that said  that they work for a recruiting company and they have a Mortgage Company that would like to talk to me about a job. Wow! I am so excited That I decided to share it with all of you.How many of these do you get a week? I am amazed....

I have been in sales most of my life. I have listened to tapes from great salespeople and learned a good bit along the way. I have learned to save money when sales are real good for the times that sale are not so good. When I was young. Blogging would have been one of the last things that would h...

 I was able to get out this weekend. I took my appraiser Paul with me to Tampa Bay. We started in Shell Point with a slack outgoing tide. After about an hour of fishing,catching only 1 catfish and 1 stingray. We decided it was time to move to deeper water. We stopped at one of the channel makers....

Yes it true. There is still 100% financing available. There are many programs that have not changed. These are full document loans. The interest rates are competitive and they are usually a fixed rate. If you are a first time home buyer, This might be a good fit for you. Some of the programs incl...

There are people that want to buy homes and there are many homes for them to chose from. Many times I find that customers are not aware of the costs associated in purchasing a home. When they read an advertisement that says "100% Financing." They think that closing costs are included. As you and ...

Yes, the non-conforming and subprime markets have taken a hit. But the Full-doc loans are still ok. 100% financing is still available along with Down Payment Assistance. This is what I think. The lower priced homes will be the next big selling item. The reason I say this is because the stated inc...

The Mortgage market is just like saltwater fishing. Sometimes the tide is high and sometimes it is low. I think we are getting close to low tide. Have you ever went salt water fishing? To really get the good fish, you have to target what you are looking for. You have to use the right bait and you...

Yeah right. If you know me, you know that is not an option. Do you really think that this is the end of mortgages? Absolutely not. This is just a new beginning for "A" paper loans. What do we do now? That is an easy question. Now is the time to start advertising and to build strong relationships ...

With all of the mortgage companies going under. You have to stop and ask why. I think it is because they were not prepared for something like this to happen. But there are homes that are still being sold and refinanced. The  guidelines for products are different and will continue to change. Finan...