Sheila Goulart Siegel's (sgoulart) Blog

I just had this conversation with a client....  that knew better. :) I am going to blog my own list of things not to do for loan purposes during escrow to add on to this! Really?!  As my husband says, common sense is not common....  Ok - maybe it is- but we sure get a case of dead brain now and t...

This is a great article from the OC Register. I get questions all the time on ways to pay off your mortgage early and this is a great article with good ideas: http://ocdeals.ocregister.com/2011/06/18/best-ways-to-pay-off-your-mortgage-early/99395/ Just do it!  Imagine how it would feel to have yo...

I have just begun to hear about a new development to a very serious socio-economic problem that has plagued the education of our children for awhile now.  Not only is our public education deteriorating with reduced funds from government, forcing the PTA to step up and provide necessary funding t...

I am always looking for something fun to keep the kids occupied and enjoying their time off from school.  This is a favorite and fits any budget: http://ocdeals.ocregister.com/2011/06/20/1-movies-all-summer-long/98729/ HAPPY SUMMER!!  

I will have to write my own on this now... as I read the article and I can elaborate.  But this is a great starter for first time homebuyers.  I get this question OFTEN.  The tax credit has expired but there are still tax credit programs like MCC available...  Ask me about them! :) First time hom...

PLEASE read the entire post... this is SOOO not my desk!! :)  And I am not really talking about piles!   OK- not really... Yes- I have files piled on top of the open desk drawer to the left. And a stack of to-do paperwork for today on the right side of my desk... .....but the REAL problem is how ...

There is some great information included in this summary of recent, great blog posts.  I still need to spend more time perusing the posts and comments here.  I especially love the relevance of vacation issues heading into summer and I REALLY appreciate all of the help I have been getting with my ...

This is the FIRST time since HVCC was implemented that I have known the "local" appraiser completing my client's appraisal report!  I have been doing this for 20 years.  That is saying something!!  I know a lot of appraisers and only so many are local. I was really disappointed to see that the ap...

I have so much to learn...  I can't say that I even understand all of this yet but it certainly sounds like something that is now going on my TO DO list!  So much to do and so little time but eventually everything important makes it to the top of the list! As with most folks on Activerain, the ar...

This is a tough discussion.  I think each individual situation is different.  But who is the judge and jury?  We can all take this market as an opportunity to grow, to look at how we can be better and do better.  I take my part in the education of my clients very seriously.  In fact, often I tak...