Virginia loan officer gives mortgage thoughts, advice, question and answer, etc. Local to Hampton Roads (VA Beach, Norfolk, Chesapeake, Portsmouth, Newport News, Suffolk, Hampton) but can originate in any state!
RECENT BLOG POSTS
I want to get input from all the Realtors out there. As a company that doesn't have exclusive agreements with any real estate companies in my area except for the local Keller Williams office, what can you guys tell me about those relationships? For instance, I know that Long and Foster uses Prosp...
VA-purchase-refi.com is the home of my blog site on blogger.com, so if you prefer to subscribe to my feed from there or want to a place to send your prospective buyers, that's the place!!
Hope everyone has had a wonderful and profitable week! I want to make sure that all the local Brokers and Realtors in the Hampton Roads area know about the FREE continuing education that we're able to provide. If you have at least 8-10 agents that want to utilize the free education, just give me ...
Ok, I'm not really gonna blow up here, but I do just want to say that I get a little tired of other people (lenders especially) who have no idea what they're talking about when it comes to our "Pick-a-Payment" loan. First of all, it's an exclusive loan that nobody has except Wachovia. So I get ti...
You may have heard of this list of regions and zipcodes deemed to be "declining markets", meaning that home values are dropping in those areas. When a region is labeled as such, guidelines dictate that the maximum Loan-to-Value be dropped by 5%. So if a program allows for 100% financing, but the ...
Up to $900 in discounts available to Realtors!!All Realtors are automatically part of "Wachovia at Work" and are eligible to receive up to $900 in lender discounts on our exclusive "Pick-A-Payment" loan program. More can be learned about this on my personal blog at http://mortgagewriter.blogspot....
Sometimes, as has been evidenced over the past few months, when the Fed cuts the short term "fed funds rate", the stock market rallies and money flows out of treasuries and into stocks. Since bond prices and yields work inversely, treasury prices decrease and their rates increase. Rates have im...