Sengdao Vongruksukdi's Blog

It's a question many Americans want answered: Will the value of my home rise or fall next year? Smart minds fall in both camps -- here are both sides of the coin on real estate. One of the most closely watched sectors in 2011 will continue to be real estate - a wildly emotional and divisive topic...

First the housing market tanked, eventually sending home prices down 30% from their 2006 peak. Then came warnings that commercial real estate would be the next shoe to drop -- and that the problems could dwarf those in the residential market. Lately the signs of distress have become starkly visib...

The wealthy have money problems, too -- yeah they do. Even refinancing a mortgage for their fancy digs or getting a new loan can be near impossible these days thanks to skittish lenders. And the higher the loan value, the more they worry. Still, that people with high six-figure incomes, stellar c...

In case you didn't notice, there is a whole crop of young, willing and able real estate buyers that seem to have their head buried in their smartphones.  Gen-Y prefers texting over talking and their phone IS their world.  Here's a way to get their attention and business -fast! QR Codes to the Res...

Newport Beach, CA - As I sat in my chair watching my pipeline move into a dormant state due to the recent rate increases, a sudden avalanche of interest rate deterioration notices from multiple lenders bombarded my e-mail inbox. Immediately, I checked the stock market and the bond market for obvi...

Newport Beach - As a pre-foreclosure agent, you must approach each listing presentation with an understanding of what your prospect is experiencing right now. Many agents focus instinctively on getting the deal signed-an approach that may have worked in other times. But the real estate scene has ...

Newport Beach, CA - What qualifies as hardship in a short sale? I get this question fairly often, and it should be addressed. First, I'll tell you what does not qualify as hardship, and that is simply being underwater. If you owe more than you are worth, being upside down alone is not adequate ha...

As Christmas Eve became Christmas Day around the world, services and celebrations marked the holiday. At Vatican City on Friday night, Catholic worshippers packed pews inside St. Peter's Basilica to hear Pope Benedict XVI deliver Midnight Mass. He prayed to God for peace. "Grant us the grace of ...

Over the past three years the noise generated by those who had good reason to find fault with the manner in which delinquent mortgages were being resolved has been loud, it has been persistent and it has been pained.  Reputations have been damaged and motives have been questioned.  At a time when...

The National Association of Realtors® recently called on FICO, developer of the credit scoring model of the same name, to revise some of its computations.  At issue is the alleged negative impact on consumers when banks and credit card companies unilaterally reduce or cancel credit lines, even wh...