SEESAN's Blog

Having estate planning related documents notarized serves many purposes. Executing these documents for themselves allows a person to have direct control over where their assets go after their death, as opposed to the government deciding how their assets will be divided. As a commissioned notary a...

Many financial planners are now recommending seniors to utilize their home equity that sits idle. The reverse mortgage loan helps for increasing seniors’ cash flow, delaying taking out social security funds, avoiding paying capital gains on homes, and enjoying their life. People’s interest in rev...

A notary plays an important role to prevent financial abuse to seniors at the signing of any legal documents especially  'estate planning' documents. These life-changing documents include, but not limited to-  will, living trust, power of attorney, medical directives etc.A notary should not admin...

Home Values Projected to Keep RisingAs we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give ...

Why Today’s Options Will Save Homeowners from Foreclosure? “Almost one quarter of all homeowners who have demanded forbearance are still current on their mortgages…according to the latest MBA data.”...Click to Continue Reading.

The #1 Reason Not to Wait to List Your House for Sale Many industries have been devastated by the economic shutdown caused by the COVID-19 virus. Real estate is not one of them. Mark Fleming, Chief Economist for First American, just reported: “Since hitting a low point during the initial stages o...

Why Pricing Your House Right Is EssentialIn today’s real estate market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to inc...

A Reverse mortgage HECM program allows many people, who own their own home and are age 62 or older, to draw on  the  equity  money from their home value. The homeowners are not obligated  to make any monthly payments as long as they or their surviving spouse live in the house or die. You can disp...

If your financial life now is perfect, then in my opinion you don’t need a reverse mortgage at all. But if you are in the same boat as many of us, and If you haven't set up your HECM line of credit now, a couple of years from now you may not be able to obtain a line of credit  for an amount you a...

The idea of Reverse mortgage basically is- converting your equity in your home into an income flow, until you and your spouse are no longer, or have moved out the house.During this time period you make no mortgage payments.  But interest accrues on all the  amounts you have taken out.  At the end...