The Mortgage Mafia, Get Connected & Be Part of The Famiglia

Follow me
Mortgage and Lending - Home Loans by Sean Young - New American Funding - NMLS: 191647
Be part of the familia and get connected.
FHA Mortgage Premiums Set to Increase 1st Change - On April 1st, 2013, the Federal Housing Administration is increasing its required monthly mortgage insurance premium from 1.25% to 1.35%*. While that might not sound like much, it can add up to a substantial amount of money over time.    2nd Cha...
Bank Statements, does your bank give you one of these?         This page intentionally left blank                           Not sure why the banks do it….Yet – since we know they do, we can at least explain why we in turn need to ask for these which is because of the page number. You may see that...
  Making your new Real Estate website look good with killer content This week's Agent Mastermind webinar is on making your new Real Estate website look good with killer content. Last week we shared how to set up your own Real Estate website for only $60 dollars a YEAR! This next week we are going...
Donna does a great job pointing out 10 great things she loves about Parker, Colorado.  Check it out and I'm sure you will agree. For me I love all of the open space in Parker and it's still close to everything you want and need.  The 10 Things I LOVE About Parker, Colorado When you are deciding o...
Down payments, how much are enough? If you did nothing but listen to the media – you might think that the minimum down payment on a home is 20%. This is far from the truth. Yet if this is the case, why do we still hear it referenced so often? Good question and let’s ponder that while we review t...
Rate Locks – Why do longer ones cost more? We’ve all heard the saying that “time is money.” Some people may need no more explanation that that. If you’re a little more inquisitive or want to be able to better strategize the optimal time to lock your interest rate, read on below:  It’s never as si...
Rent vs. Own, What's It Going to Take?  How much evidence is needed to make a decision to get out of the rent race and become a homeowner? Compare your rent with a mortgage payment on a similar size property. If you want a larger home than your current one, use the rent that property would requir...
The FHA 203K loan Most mortgage loan programs require that the property be in sound condition with no structural defects or repairs required. Not the 203K, it's made for everything from a light spruce up to completing more major repairs, improvements or new additions. Can't find the perfect home...
USDA Home loans, consider the benefits vs. other loan types. USDA home loans are backed through the Rural Housing Division of the U.S. Dept. of Agriculture. They are available to millions of eligible primary home buyers with low incomes or scarce funds for down payments.  Features, benefits and ...
5 Common Pitfalls of Purchasing A Foreclosure Property There are continually more and more foreclosure properties that are being put up for sale everywhere you turn in Colorado.  Of course, this can be very tempting for homebuyers as people can sometimes get properties for well below the current...

Sean Young

Colorado loan officer
Contact The Author
I literally fell into this business, 42 feet to be exact. Straight down an elevator shaft 17 years ago. Ever since I have been a Colorado loan officer - My goal is to always make the loan transaction as stress free as possible and to always close on time. For some reason lenders forget that contract dates actually mean something. Go figure...right? Weird, I know! - I Currently sponsor weekly training webinars that feature ways to help your business by presenting cutting edge, innovative technology, strategies and transforming ideas to meet current market conditions. - I believe that success breeds success and that we are at our best when we are helping others to succeed. Basically a Zig Ziglar fan. :)