The Mortgage Mafia, Get Connected & Be Part of The Famiglia

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Mortgage and Lending - Home Loans by Sean Young - New American Funding - NMLS: 191647
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  Take a look at the Campbell Inside Mortgage Finance Survey. Current homeowners or the move‐up buyer is 43.8 percent of the market. First time home buyers are 36 percent which is still a little low. Now part of the reason that’s low is a lot of the houses they would’ve bought, the investors are...
Will Rates Go Up In The Near Future?   There are two quotes that came out recently with in the last 30 days that could be of concern.The first was from Doug Duncan, the Chief Economist at Fannie Mae who said “I don’t think the Fed ultimately would be troubled with a 6.5 percent mortgage rate.” He...
The Recent Rate Movement Prices are still going up, they may not go up another ten percent but they’re going up. Interest Rates are going up and we don't know where they will be by the end of the year. So it may not make sense to wait and buy. In fact, it will most likely cost you more money if y...
  For those thinking of waiting to buy, you have to think about the potential cost of waiting. For example If you didn't buy last year and waited to buy now, how would that have impacted you? What if you wait another year? Take a $200,000.00 house from last year, add a ten percent increase in pri...
Home prices are going up but income and rent has gone up also at the same period of time. Below is a graph from Moody’s Analytics based on Celia Chen reporting. Income you can measure between the first quarters of 2004 and 2013. Income is up 28 percent. Rent is up 26 percent. But if we look at h...
  As we know prices are recovering. There was an over evaluation in 2004, 2005, and 2006. Then as we all know the market had a big correction  Like most corrections the pendulum swung too far and now we’re having a correction of the correction.  We’re coming back again to where prices should be a...
First Things First, What To Do Upon Moving Into Your New Home     If you have purchased a new home and are going to move in soon, what are the first few things that you will need to do upon moving into your new home? Moving can be very stressful, but having a checklist can make your move effortle...
6 Free Sites To Post Your Listings Aside from the obvious free sites such as Craigslist, Facebook, Pinterest, and your own website, there are numerous resources on the web today to post your listings absolutely free. Here's a sampling of the latest sites you can use to get more exposure for your ...
3 Common Home Financing Problems And How To Avoid Them Getting the best mortgage financing for your new home can sometimes be a complicated process and, unfortunately, things can go wrong. Using a licensed and trusted mortgage loan specialist can help alleviate many of these challenges. There are...
  Can you add value to your home by adding a home theater?     Well this little guy says "Yes"     Many people including myself dream of having a home theater. An entire room of the home dedicated to enjoying television and film. These rooms are usually equipped with a large flat screen televisio...

Sean Young

Colorado loan officer
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I literally fell into this business, 42 feet to be exact. Straight down an elevator shaft 17 years ago. Ever since I have been a Colorado loan officer - My goal is to always make the loan transaction as stress free as possible and to always close on time. For some reason lenders forget that contract dates actually mean something. Go figure...right? Weird, I know! - I Currently sponsor weekly training webinars that feature ways to help your business by presenting cutting edge, innovative technology, strategies and transforming ideas to meet current market conditions. - I believe that success breeds success and that we are at our best when we are helping others to succeed. Basically a Zig Ziglar fan. :)