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Title Insurance - Stewart Title of California

ARCHIVED BLOG POSTS

2010 

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These constitutional initiatives provide property tax relief for real property transfers between parents and children and from grandparents to grandchildren. Collectively, they make it easier to keep property "in the family." In general, Proposition 58 states that real property transfers, from pa...
01/28/2010
If there is no will, how is the property of the estate distributed? Sections 6400 through 6414 of the California Probate Code addresses intestate succession and the distributions. The method and manner of intestate distributions is quite complex and therefore one should specifically discuss inte...
01/27/2010
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The Real Benefits of Mello-Roos As always, today's families recognize the importance of living in a community that's as desirable as their home itself. Mello-enables critical community facilities to be provided whenever they're needed at a lower cost ultimately to homeowners. Roos By doing so, M...
01/26/2010
If there is no will, how is the property of the estate distributed? Sections 6400 through 6414 of the California Probate Code addresses intestate succession and the distributions. The method and manner of intestate distributions is quite complex and therefore one should specifically discuss inte...
01/25/2010
Everyone has a will or plan, whether created or by default. Even if you have not made out a will or a trust, you still have a plan - a plan dictated by the laws of the state where you reside upon your death. Making a will is not a way to avoid "probate", the court procedure that changes the legal...
01/23/2010
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They have been with us since July of 1983, but you and your neighbors still may not know what they are, what they do, and how they affect you and your property. To help you better understand this confusing subject, the California Land Title Association has answered some of the questions most comm...
01/22/2010
An All Inclusive Trust Deed secures a wrap-around loan, which loan incorporates an existing loan, with a new loan made by the Seller of a property. For example , the sales price is $200,000, there is an existing first trust deed securing a loan with a balance of $150,000, with an interest rate of...
01/21/2010
We should always be concerned about encroachments; whether the seller's use of those five square feet of the neighbor's property for a garden is a problem? Can we expect that the neighbor will continue to permit it? It is a problem and we cannot expect the permissive user to continue. The seller ...
01/20/2010
Consumer's Title Policy includes the following basic coverage: • False impersonation of the true owner of the property • Forged deeds, releases or wills • Undisclosed or missing heirs • Instruments executed under invalid or expired power of attorney Consumer's Homeowners Policy also Provides Addi...
01/19/2010
A land contract is an installment contract in which the Seller finances the purchase. The seller maintains the deed until satisfaction. It is comparable to owner financing. The buyer gives the Seller a down payment and the Seller acts as a Bank; financing the balance of the purchase or sale price...
01/18/2010
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