Scott Skinner's (scottskinner) Blog

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Mortgage and Lending - Liberty One Lending
RECENT BLOG POSTS
Here are 3 thoughts to consider when evaluating risk before deciding whether or not your next real estate buying opportunity really is as good as it looks. 1) Comfort level - too much stress, fear , and unhappiness, are lingering effects of taking a risk larger than you may want to handle 2) Can ...
11/22/2008
This month, the S&P 500 skidded more than 25 percent in the 12 trading days after the election ... before todays surge of 500 points. The Friday afternoon news that Obama is likely to choose Timothy Geithner, the president of the New York Federal Reserve, to be the next Treasury secretary helped ...
11/22/2008
This slight variation of Shakespeare's famous line from Hamlet is the question I am hearing from as they buyers ponder and weigh-in on when it comes to that big decision to purchase real estate. Here are 4 things to consider whether now is the right time for you to buy a home here in Greater Phoe...
11/22/2008
Do we need more rate cuts ?? Have the major rate cuts worked?? Will more rate cut have any effect ?? The stock market continues to decline, the bailout has not helped ease credit and today, and today the Federal Reserve sharply lowered its projections for economic activity this year and next, an...
11/19/2008
we have a bad tendency as americans to worry about things when they are a problem, when we should worry about them before they are a problem. One area is gas and energy prices. This was the forefront of the election while gas prices where at record highs , above $4/gallon across the country in mi...
11/17/2008
Fannie Mae and Freddie Mac need modernization; an overhaul how lending will be done from now into the futurePhoenix home prices are down 30%++ Scottsdale home prices are dropping. Phoenix area Condo project sales have stalled and are revering to rentals. Foreclosures rising by staggering amounts ...
11/17/2008
who knew. I mean, I know. But, I didnt realize. Gas Prices fall for the 61st day in a row, according to AAA, the american automobile association. Prices are donw more then 50% since they high in mid July , just 4 months ago. The question on everyone mind is whether other commodities such as food,...
11/17/2008
The new phoenix housing report shows that more then 1/2 of all sales are foreclosures.A recent real estate report by Grubb & Ellis report has some good information for Phoenix area real estate buyers and sellers. While there has been some progress, we are not yet past the bottom. Some of the good...
11/16/2008
From Connie Windham , Branch Manager Coldwell Banker Residential Brokerage...   Last month nationally, 279,561 borrowers received foreclosure filings, including default notices, notices of auction sales and bank repossessions, according to RealtyTrac, an online marketplace for foreclosures. That'...
11/15/2008
Hey listen. I like to complain about the government like everyone. It is the American thing to do after all. Though, I want to, for once, take a moment to say that I think the government is doing a lot, maybe not everything, they can to stimulate the flow of money into the hands of borrowers. Try...
11/11/2008
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