Scott Skinner's (scottskinner) Blog

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Mortgage and Lending - Liberty One Lending
RECENT BLOG POSTS
LOS ANGELES (AP) -- Toll Brothers Inc. said Thursday it swung to a loss in its fiscal third quarter as weak demand for new homes forced the luxury builder to mark down the value of its land and unsold homes. But Chief Executive Robert Toll is seeing signs the market is stabilizing -- the company ...
09/04/2008
Personally,.. I like the current position.  It appears we are in a wait and see mode how the American Housing Rescue and Foreclosure Prevention Act plays out. Further, it is an election year. Typically, nothing happens until after we elect a new president However, I would be a stong advocate for ...
09/03/2008
Interest rate cuts (for the most part) have not helped most of the economy and the all important bond market (which dictates mortgage rates) has not risen much forcing interest rates down only slightly down this year. The FED meets again soon. The question is on everyone's mind; Are they done cut...
09/03/2008
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Carrie Budoff Brown reports: Barack Obama hit John McCain on Wednesday over a comment from his campaign manager that the presidential race will be decided more on personalities than on issues. "Which probably explains why last night when they were speaking, all these speakers [at the Republican N...
09/03/2008
I need to share this great comment I from someone names Rosie (last name left off)   Downpayment assistance with a non-profit DPA is not too different than if I were to get assistance from a family member.  Unfortunatley I dont have a family member able to be so generous.   Non-profit downpayment...
09/03/2008
Ok, ok, .... Maybe good news is pushing it a little. And I don't at all want to sound happy or overjoyed as home values, and people's net worth slightly deteriorate.. However, after everyone catches their breath from this news and looks a little deeper past this fright filled front page headline ...
08/30/2008
The selection of a running mate is among the most consequential, most defining decisions a presidential nominee can make. John McCain's pick of Alaska Gov. Sarah Palin says a lot about his decison-making - and some of it is downright breathtaking. Whatever you think of the Sara Palin as his Vice ...
08/30/2008
According to more than one source, including, Kerry Fehr-Snyder of the Arizona Republic, more than 50 people camped out recently to buy one of 100 home in a new community called Mountain Bridge in Mesa. Yes, you read the article correctly. 50+ people! Camped out!Waited in line! 5 days! prior to S...
08/29/2008
language of the Short Sale addendum that agents and buyers and seller should be aware. Foremost, sellers are advised that they explore all options available prior to a short sale; Primarily due to the fact that lenders are not apt to accept a short sale unless the seller is truly in financial har...
08/29/2008
my home buying crystal ball is on the fritz. However, they have a very affordable 30-year fixed rate that they can comfortably afford and do not have plans to sell for many years to come. A historical outlook will suggest that their plans to live in this home for 5-7 years and possibly longer wil...
08/29/2008
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