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Mortgage and Lending - HomeBridge Financial Services (NJ) - NMLS 248937
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.
RECENT BLOG POSTS
 We are just 2 weeks away from the mandatory deadline for employers to send out 2019 Income Documentation.If you have a loan in process or have a recent preapproval it is important to get your 2019 W2 to your lender as soon as you have it.If you are closing in January you probably will not need i...
01/17/2020
 A recent article by the Financial Times suggested the Fed is considering allowing inflation to run higher than their target levels.  If this is truly Chairman Powell's goal it is likely we will see long term rates (Mortgages included) move higher.  The market already thinks that is a possibility...
12/02/2019
JUST ANNOUNCED TODAY, 11/26/2019:The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2020.  In most of the U.S., the 2020 maximum conforming loan limit for one-unit properties will be $510,400, ...
11/26/2019
  Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping m...
11/20/2019
The VA announced that there will be a change to the VA Funding fee with all loans closing beginning 1/1/2020.First off- What is the VA funding fee? Effectively it is the VA's version of Mortgage insurance and it is the least expensive version of insurance available for borrowers today. For any ve...
11/18/2019
On Friday, U.S. equity markets closed out a strong week with all three major indexes closing at new record highs.  The Dow closed up 222.9 points (0.80%), the S&P 500 closed up 23.83 (0.77%), and the Nasdaq closed 61.8 (0.73%) points higher.  Improving economic data and stronger than forecast qua...
11/18/2019
 Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping my...
11/04/2019
 Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping my...
10/20/2019
 Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping my...
10/14/2019
  Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NMLS# 248937http://www.homebridge.com/RobertRauf or my blog: http://activerain.com/blogs/rrauf Office: (732)908-4868  Cell (732)740-0175 RRauf@HomeBridge.com www.RobertRauf.com  Since 1987 I have been helping m...
10/13/2019
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The mortgage market is ever changing, do not be afraid to ask what is new!