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Mortgage and Lending - CMG Home Loans - NMLS 248937
Mortgages are available in all shapes and sizes, no money and low down payment plans are still available, and dont forget to get qualified prior to shopping to be sure you are looking in the right price range.

ARCHIVED BLOG POSTS

2019 

I thought this would be pretty appropriate for today, have a GREAT week. “Darkness cannot drive out darkness; only light can do that. Hate cannot drive out hate; only love can do that” -Martin Luther King Jr.  Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NM...
01/21/2019
 Considering buying a home but you don’t have enough for 20% down to avoid Private mortgage insurance?  That is not a bad thing. PMI is there to allow a smaller down payment and on conventional loans it is NOT forever. There are two basic calculations that can be used for determining if you have ...
01/18/2019
As a direct lender we have minimal issues with closing loans during the shutdown. FHA, VA, Fannie, Freddie have all been seamless.  I have even had a situation where one of my underwriters was able to speak with the VA on a unique Power of attorney situation on a loan I have in process. Of course...
01/16/2019
 "It's really not about what you have. It's about how you're able to enjoy life in general."-Kevin Harvick"A life is not important except in the impact it has on other lives."- Jackie Robinson Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NMLS# 248937http://...
01/14/2019
 You work for Uncle Sam... You are not receiving a pay check and you are buying a home.  NOW WHAT? There is some good news here for most home buyers.  If you are buying a home and financing with any agency loan (effectively Fannie, Freddie, Ginny- FHA, VA, Conventional, USDA) You will be OK.  The...
01/08/2019
  It is the sweet, simple things of life which are the real ones after all.  -Laura Ingalls Wilder Nobody gets to live life backward. Look ahead, that is where your future lies.-Ann Landers Call me for all your residential lending needs! Robert Rauf Mortgage Loan Originator NMLS# 248937http://www...
01/08/2019
 First off: HAPPY NEW YEAR!Of course with a new year comes new paperwork.  As of 1/31/19 you will be receiving (or your clients will be receiving) 1099s and W2s for 2018.  As soon as they come available you will need to provide them to your lender even if you already have an approval.Make sure yo...
01/02/2019
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Robert Rauf

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