Phillip Neidhart's (rosecityhomefinder) Blog

Will the 'HomeOwner Rescue' help you?  (Article) Courtesy of Holden Lewis - Bankrate.com PART 2 of 3    Working with home-equity debt   The government has been trying all year to encourage lenders to forgive debt so homeowners can refinance their loans for lesser amounts and remain in their house...

Will the 'HomeOwner Rescue' help you?  (Article) Courtesy of Holden Lewis - Bankrate.com PART 3 of 3    Loan limits extended permanently   There are maximum amounts for loans that the FHA will insure and that Fannie Mae and Freddie Mac will guarantee. Those limits were raised temporarily this yea...

            New Real Estate Loans   We have all read about how credit is tightening up and the difficulty in getting a home loan.  Well how difficult is it really?  Not nearly as difficult as I thought, if you have a reasonable credit score.  Let's look at a selection of loan programs presently a...

Let me begin by stating once again, that today's real estate market is not nearly as bad as publicized.  If you are financially qualified to buy a home, it is actually a very good buyer's market.  And that's where the problems are.  As a result of all the bad loans made and subsequent foreclosure...

                                                Empty Nesters   Well, you're living in this nice big three or four bedroom house, your wife doesn't like all of the housework, and the yard work is killing you.  Maybe it's time to sell and get something easier to maintain on one level.  I'd like th...

Buying Real Estate First lets talk about buying real estate.  Is this a good time to be buying a home.  Lets see, interest rate are still very low, inventory is very high, and prices are softening.  What else is important?  Many things like need, motivation, timing, and most importantly financial...

                                Beginning Real Estate Investing 101                            Maybe you have a little extra cash in your pocket.  You're not too happy with your stock market investments, or you need to diversify.  What about investing in real estate?    I always tell potential in...

Here we are in the midst of a recession, about to turn into a depression, and everyone is wondering what to do with there investment money. How about the stock market? Well if you are a gambler at heart and a whole lot smarter than me, the stock market may be your answer. What bothers me is that ...