Utah County Real Estate and taking possession of your new Home. The Real Estate transaction is considered “closed” once the deeds have been recorded with the County. You then own the home. However, it is not always possible for you to occupy it immediately. It is customary to allow the seller up
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08/03/2011
Utah County Real Estate and Bank Owned Properties Banks are not in the business to hold onto an inventory of homes. They want to get rid of these homes yesterday. This makes for a great opportunity for you, the home buyer or investor, because most of these homes are well below market value. Once
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08/02/2011
Utah County Real Estate MLS Listings, IDX and the Virtual World Technology has reached new levels for the Realtor in today’s Virtual World. The home buyer can actually sit in the comfort of their present home and view all future homes just as if they were actually there. I am just amazed where te
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08/01/2011
Utah County Real Estate and Real Estate Websites The Internet is beginning to play a major role in our daily lives. Most people are having a hard time doing anything without first going the Internet. I am finding that most Real Estate Home Buyers begin their home search on the Internet, in fact m
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07/31/2011
Utah County Real Estate and Earnest Money The Real Estate Purchase Contract involves more than just price. You will have to discuss personal property possession, rent, tests, inspections, closing dates and more. The one term that throws most buyers, especially first time buyers is Earnest Money D
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07/30/2011
Utah County Real Estate Title Insurance and Closing Costs The last process that takes place just prior to recording is the closing. At closing the Title or Escrow company provides the buyer with Title Insurance or an Owner’s Policy. They insure that you have clear title to the property. If there
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07/29/2011
Utah County Real Estate and Yield Spread Premium As a Realtor and former Loan Officer, I have noticed an area of Home Loans and Mortgages that goes unnoticed by the consumer, that of Yield Spread Premium. Most borrowers believe that their Loan Officer makes his profit with the Loan Origination Fe
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07/28/2011
Utah County Real Estate and your Credit Score Credit Scores range between 300 and 850. Usually scores above 600 are considered to be desirable for obtaining a home loan. There are five main factors that are considered when your score is calculated. Payment History Do you pay your credit card obli
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07/27/2011
Utah County Real Estate Understanding Mortgages and Getting the best Rate. As a home buyer, it only makes sense to try and get the lowest rate possible when obtaining a Home Loan. After all, the rate is the primary factor in determining your house payment. But how do you get a low rate when apply
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07/26/2011
Utah County Real Estate Loan Application and Documentation Required When it comes time to purchase new home, your first step in the purchase process is to get pre-qualified for your home loan. Once you contact a Mortgage loan officer, he will ask you to fill out a Mortgage Loan Application (1003)
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07/25/2011
