The Patterson Team of Keller Williams Excellence-Baltimore and Harford County Real Estate

I saw this article and thought it was entertaining.  7 Things to Do before Hiring an Agent.  As with any major financial decision you make in life you must complete you Due Diligence.  KNOWLEDGE is POWER.  Know your homes value, know a little about your neighborhood, and know the value of a quali...

Wow!!!  Can you believe this?? Everyone knows someone that lives in a neighborhood with a Home Owners Association, but did you know that the HOA could take your home if you don't pay your annual dues?  It's a little more complicated than that, but you get the point.  HOA's are considered by most ...

I found this article that list 10 tips for mortgage borrowers in 2014.  How many apply to you?  If you are in the market to buy a home, this article is a MUST READ.  With all of the information available to you, it is your responsibility to control your own financial future.  This article will st...

What's on your agenda for the last 2 days of 2013?  However you spend this time make it meaningful.  Create a business plan, set your goals for 2014, reconnect with old friends, or just spend time with your own family.  Whatever you decide, be thankful for the things you have in your life.  Small...

And my quest to raise as much money for the critically ill children of the Casey Cares program has ended for this year.  After 2 months of explaining the program to my coworkers in the KW Real Estate office and my coworkers in the police department we have raised over $2,000 to make sure these ch...

According to Realtor.com the housing market has done extremely well during this traditionally slow time of year.  Home prices continue to rise, and their length of stay on the market has decreased.  This while the total number of listings has increased.  This is all good news for the real estate ...

I found this article that offers expert advice for staging your home when it is listed for sale and thought it may be of help.  I have found that staging your home is a tremendous asset when trying to sell.  I have also started to hear more and more about virtual staging.  Does this actually work...

With the cold weather upon us now everyone is probably experiencing an increase in energy costs.  There are several simple ways to cut costs without spending a whole lot of money.  Caulking windows and doors and adding some extra insulation in the attic will help tremendously.  Turning down the t...

If no one wins the Mega Millions jackpot tonight, the prize could reach 1 Billion Dollars.  OMG...Can you imagine becoming a billionaire instantly.  What would you do with all that money?  Who do you take care of and who do you snub?  Fortunately, you won't have to think to much about it because ...

Mortgate rates are still hovering around the 4.5% area for now, but thats not going to last.  In 2014, which is only 2 weeks away, rates will rise to 5% and above the experts say.  What does that mean for the home buyer?  Will you be able to afford a home?  Of course you will.  Don't be alarmed t...