Richard 's Blog

Ok buying a home is getting harder since the credit crunch.  So here are some tips on taking care of your credit and or improving it.  This article is by Edward Jamison. It's surprising how many consumers make the same credit scoring mistakes over and over again. In an effort to educate consumers...

For the first time in its history, the FHA changed its funding fees and mortgage insurance structure this week.  FHA-insured home loans are now subject to a risk-based pricing adjustment, as shown by the table above.  Because of risk-based pricing, FHA home loans are now more expensive for borrow...

Ok its offical.  You can go to the CNN website and see it for yourself.  Lake Charles was voted as one of the best places to work, raise a family & get a great job. 

Well they said it would happen and I guess they were right.  6 months ago anyone with a pulse could buy a house.  Now you actually have to qualify to buy the home of your dreams.  Now you actually need a downpayment to buy a house.  Now you actually need good credit to buy a house.  AFI is still ...