Rich Antonino's (richantonino) Blog

Well, when the underwriter looks at your bank statements, they will be forced to examine all deposits and withdrawals in your account ON THE STATEMENTS THAT YOU PROVIDE.  That is to say, the most recent bank statement.... So, if you are going to buy a home, but have asked your parents or other pe...

Yes, when you combine work with what you love, you really have a blast.  In this world, in my world, I know that there are so many people who fish and hunt that I can make a living being THEIR MORTGAGE GUY.  I have walked the walk; I've paid my dues in that fraternity.  It's a great world.   For ...

I always used to ask this when I was a financial advisor.  I always thought that it was easier for me to market other people's business.  Funny how it works sometimes...  I like doing that, though. So now here I am, asking the same question of realtors, with me in the role of loan officer.  Simpl...

I just spoke with our loan processors this morning about common items that hold up closings.  One of the items came across our desks within an hour of our conversation.  Reading the P+S agreement was the note "see addendum B".  On that addendum page was a note about 3 construction/repair items th...

I'm having fun with one right now....First call today was "I got approved to buy a house, but now that I have decided on buying a condo with a deed restriction, I'm having difficulty having the bank approve my loan." If you are a realtor and have dealt with these before, I'd love to hear your sol...

Yes, the times are changing!  I didn't have enough room for the full paraphrase of the Stanley Kubrick satire, but the theory is the same.  Gone are the days of cruising through a mortgage application and "winging it."  So embrace it! When applying for a mortgage, one thing for certain is that yo...