Reginald Gill's (reginaldgill) Blog

Everyone needs a little help now and then, especially when facing the major expense of buying a home.  Through the US Department of Housing and Urban Development, qualified lenders issue loans such as the MA Federal Housing Administration (FHA) Loan.  It’s known as a ‘government loan,’ but the FH...

The variety of Maryland Debt Consolidation Loans gives borrowers many ways to solve mounting debt problems. Both secured and unsecured consolidated loans are a common solution to manage debts that seem to have exceeded acceptable levels. There is no need to suffer through years of rising interest...

Buying a house always gives people mixed feelings. Considering the memories that will be created in the new home, the feeling of accomplishment and ownership that comes with the new home purchase, and even the frustrations of remodeling and furnishing the abode. A house is one of, if not the most...

So, when does it become appropriate to refinance your existing low adjustable rate home mortgage is the question many of my clients are not asking me nor themselves.  Far too often, when speaking with a client who has a low adjustable rate I'm told this... I already have a low rate and I still ha...

So, there I was pounding the pavement last Friday visiting local Real Estate offices in an attempt to line up strategic partnership with realtor's when something compelling & dramatic happened to me.  I had been politely turned away from several offices that day and it was at the last office I wa...

So you want to buy a home and your looking for a loan program which requires the least amount of out of pocket money from YOU to still buy it.  And.... your looking for this home now, in April of 2008, with 100% financing loans flying off the shelves, with credit requirements heighten and a 6 mon...

An interesting news article by reporter Dawn Kopecki Titled.. Fannie Tightens Mortgage Terms, Sets Minimum Score April 2 (Bloomberg) -- Fannie Mae, the largest U.S. mortgage-finance company, told lenders it will no longer buy most loans made to borrowers with credit scores below 580 as it tighten...

A good friend of mine name Todd called me yesterday and asks, are 30 year rates really at 4.625%? His question caught me by surprise because of course 30 year rates are not that low and he's smart enough, being college educated and all, to know that. But that got me thinking about all the teaser ...