Regiane Vigario's (regi0912) Blog

Photo Gallery Description and Features Priced to sell 130k below the neighbors listing . Upgraded mahogany front door to this open foyer you will fall in love with.Instant equity over. Immaculate 5bd 3 baths , state of the art appliances, georgous fireplace with imported German logs. Security sy...

H Hazard insurance Insurance protection for specified losses due to natural causes, such as fire, floods, earthquake, tornadoes, and other "acts of God" Heir An individual who will potentially inherit an interest in land from someone who dies Hiatus A gap or space between two parcels of lands th...

General warranty deed A deed in which the grantor warrants title against all claims, offering the greatest guarantee of protection of any type of deed, and which is used in most real estate deed transfers of title Ginnie Mae The Government National Mortgage Association (GNMA), a United States co...

F Fair Credit Reporting Act A federal law that regulates the disclosure of consumer credit reports by consumer/credit reporting agencies, and establishes procedures for rectifying errors on individuals' credit records Fair Housing Act A federal law which prohibits discrimination in housing based ...

E Earnest money A deposit made of a portion of the purchase price by the buyer to demonstrate his or her serious intent to purchase the property, usually accompanied by an agreement outlining the terms and conditions of the sale Easement The permanent or temporary right to use the property of ano...

D Deed A written document that conveys the ownership of real estate from one person or party to another Deed-in-lieu, or Deed-in-lieu of foreclosure A deed given by a mortgagor to the mortgagee when the mortgage is in default, to avoid foreclosure Deed of trust A written document that grants a tr...

C CC & R ' s Covenants, Conditions and Restrictions; or the rights and obligations of individual owners of real property within a subdivision (or other tract of land where there is more than one owner of property) in relation to other owners, or to the organized association of owners, within the ...

Abstract of title A condensed history or summary of all transactions affecting a particular parcel of real estate, including the original grant, all conveyances and encumbrances affecting the property, and the abstractor's certification of the history's accuracy Acceleration clause A clause in a...

Step 1 Think about how long you're going to stay in one place. Buying a townhouse is no different than buying a single-family home--you need to live there at least a couple of years to recoup closing costs, assuming the property will appreciate. Step2 Give some thought to what you want. If you're...

You should buy a home. That's what you've been hearing from friends and family, right? So, by now you have likely already weighed the benefits and decided that home ownership was the best decision for you. That's a major hurdle now passed. You are focused and certain. Good. Defining Search Parame...