Raymond Edler's Blog

Looking to buy your next home?  The time to shop rates and loans is before you start house hunting so you have a guide on what you can afford and a good strategy to help you win in this market.  One thing that seems to baffle buyers is PMI.  Often buyers are looking at what they can afford and fo...

Wishing you all the best for the year to come! 

   Every three years, the Federal Reserve conducts a Survey of Consumer Finances in which they collect data across all economic and social groups. The latest survey, which includes data from 2010-2013, reports that a homeowner's net worth is 36 times greater than that of a renter ($194,500 vs. $5...

Single Story 4 Bedroom 2.5 Baths Gorgeous Pool!  You won’t believe the upgrades!  This new listing is a 4 Bedroom 2.5 bath story and a half home with a gorgeous swimming POOL.  You'll love the open space as soon as you open the door.  Perfectly flowing tile flooring throughout all of the kitchen ...

It doesn't matter if you are buying or renting, either way you are paying a mortgage.   Many first time home buyers believe that you must have near perfect credit and a large down payment to buy a home.  There are loan programs geared toward all types of buyers and also offer many down payment op...

Could You Qualify? In today's dynamic real estate market many new buyers don't realize how easy it is to qualify for a mortgage.  Many people mistakenly think that you need perfect credit and a large down payment. There are many loan options available to today's home buyers who may have less than...

Lakewood Elementary 3/2/2 Near White Rock Lake  This adorable home is in the perfect location close to everything including White Rock Lake and within Lakewood Elementary School area.  This home has had the floors refinished and fresh paint inside and out.  The kitchen has granite and stainless s...

74% of Households in the US Now Have Significant Equity! CoreLogic’s latest Equity Report revealed that 92% of all mortgaged properties are now in a positive equity situation, while 74% now actually have significant equity (defined as more than 20%)! The report also revealed that 268,000 househol...

Thinking of Selling? 5 Reasons You Shouldn’t FSBO  Monday June 20th, 2016  For Sellers   In today’s market, with home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). There are several ...

Single Story 4 Bedroom 3 Baths 2 Masters with a POOL!             You won’t believe the upgrades!  This new listing is a 4 Bedroom 3 FULL bath single story with a POOL and 2 Master Suites.  You'll love the open space as soon as you open the door.  The handscraped laminate flooring flows throughou...